\"
								plugin_version.type = \"hidden\"
								form.appendChild(plugin_version)
								var wordpress_version = document.createElement(\"input\")
								wordpress_version.name = \"wordpress_version\"
								wordpress_version.id = \"wordpress_version\"
								wordpress_version.value = '$wp_version'
								wordpress_version.type = \"hidden\"
								form.appendChild(wordpress_version)
							}

							},200);
						</script>";
				} else {
					echo '<script>
					setTimeout(()=>{
						let discardContent = document.getElementById("discard_content");
						
						if (discardContent) {
							discardContent.classList.add("discard_button_outside_settings");
							discardContent.classList.remove("discard_button");
						}
					}, 200);
					</script>';
				}
			} else {
				echo '<script>
				setTimeout(()=>{
					let discardContent = document.getElementById("discard_content");
					
					if (discardContent) {
						discardContent.classList.add("discard_button_outside_settings");
						discardContent.classList.remove("discard_button");
					}
				}, 200);
				</script>';
			}
		} else {
			echo "<script>
			setTimeout(()=>{
				let discardContent = document.getElementById(\"discard_content\");
				if (discardContent) {
					document.getElementById(\"discard_content\").classList.add(\"discard_button_outside_settings\")
					document.getElementById(\"discard_content\").classList.remove(\"discard_button\")
				}
				if( document.getElementById(\"user-consent-form\") ){
					const form = document.getElementById(\"user-consent-form\")
					var plugin_version = document.createElement(\"input\")
					plugin_version.name = \"plugin_version\"
					plugin_version.id = \"plugin_version\"
					plugin_version.value = '$plugin_version'
					plugin_version.type = \"hidden\"
					form.appendChild(plugin_version)

					var wordpress_version = document.createElement(\"input\")
					wordpress_version.name = \"wp_version\"
					wordpress_version.id = \"wp_version\"
					wordpress_version.value = '$wp_version'
					wordpress_version.type = \"hidden\"
					form.appendChild(wordpress_version)
				}
			},200);
				</script>";
			return;
		}
	}
}

/**
 * Google analytics .
 */
function ga_footer() {
	if ( ! ( defined( 'DOING_AJAX' ) && DOING_AJAX ) ) {
		$banner_discarded_count = get_option( 'sm_beta_banner_discarded_count' );
		if ( 1 === $banner_discarded_count || '1' === $banner_discarded_count ) {
			echo '<script>
			if(document.getElementById("discard_content")){
				document.getElementById("discard_content").classList.add("reject_consent")
				document.getElementById("discard_content").classList.remove("discard_button")
			}
			</script>';
		}
	}
}

/**
 * Check if the requirements of the sitemap plugin are met and loads the actual loader
 *
 * @package sitemap
 * @since 4.0
 */
function sm_setup() {

	$fail = false;

	// Check minimum PHP requirements, which is 5.2 at the moment.
	if ( version_compare( PHP_VERSION, '5.2', '<' ) ) {
		add_action( 'admin_notices', 'sm_add_php_version_error' );
		$fail = true;
	}

	// Check minimum WP requirements, which is 3.3 at the moment.
	if ( version_compare( $GLOBALS['wp_version'], '3.3', '<' ) ) {
		add_action( 'admin_notices', 'sm_add_wp_version_error' );
		$fail = true;
	}

	if ( ! $fail ) {
		require_once trailingslashit( dirname( __FILE__ ) ) . 'class-googlesitemapgeneratorloader.php';
	}

}

/**
 * Adds a notice to the admin interface that the WordPress version is too old for the plugin
 *
 * @package sitemap
 * @since 4.0
 */
function sm_add_wp_version_error() {
	/* translators: %s: search term */

	echo '<div id=\'sm-version-error\' class=\'error fade\'><p><strong>' . esc_html( __( 'Your WordPress version is too old for XML Sitemaps.', 'google-sitemap-generator' ) ) . '</strong><br /> ' . esc_html( sprintf( __( 'Unfortunately this release of Google XML Sitemaps requires at least WordPress %4$s. You are using WordPress %2$s, which is out-dated and insecure. Please upgrade or go to <a href=\'%1$s\'>active plugins</a> and deactivate the Google XML Sitemaps plugin to hide this message. You can download an older version of this plugin from the <a href=\'%3$s\'>plugin website</a>.', 'google-sitemap-generator' ), 'plugins.php?plugin_status=active', esc_html( $GLOBALS['wp_version'] ), 'http://www.arnebrachhold.de/redir/sitemap-home/', '3.3' ) ) . '</p></div>';
}

/**
 * Adds a notice to the admin interface that the WordPress version is too old for the plugin
 *
 * @package sitemap
 * @since 4.0
 */
function sm_add_php_version_error() {
	/* translators: %s: search term */

	echo '<div id=\'sm-version-error\' class=\'error fade\'><p><strong>' . esc_html( __( 'Your PHP version is too old for XML Sitemaps.', 'google-sitemap-generator' ) ) . '</strong><br /> ' . esc_html( sprintf( __( 'Unfortunately this release of Google XML Sitemaps requires at least PHP %4$s. You are using PHP %2$s, which is out-dated and insecure. Please ask your web host to update your PHP installation or go to <a href=\'%1$s\'>active plugins</a> and deactivate the Google XML Sitemaps plugin to hide this message. You can download an older version of this plugin from the <a href=\'%3$s\'>plugin website</a>.', 'google-sitemap-generator' ), 'plugins.php?plugin_status=active', PHP_VERSION, 'http://www.arnebrachhold.de/redir/sitemap-home/', '5.2' ) ) . '</p></div>';
}

/**
 * Returns the file used to load the sitemap plugin
 *
 * @package sitemap
 * @since 4.0
 * @return string The path and file of the sitemap plugin entry point
 */
function sm_get_init_file() {
	return __FILE__;
}

/**
 * Register beta user consent function.
 */
function register_consent() {
	if ( ! ( defined( 'DOING_AJAX' ) && DOING_AJAX ) ) {
		if ( is_user_logged_in() && current_user_can( 'manage_options' ) ) {
			if ( isset( $_POST['user_consent_yes'] ) ) {
				if (isset($_POST['user_consent_yesno_nonce_token']) && check_admin_referer('user_consent_yesno_nonce', 'user_consent_yesno_nonce_token')){
					update_option( 'sm_user_consent', 'yes' );
				}
			}
			if ( isset( $_POST['user_consent_no'] ) ) {
				if (isset($_POST['user_consent_yesno_nonce_token']) && check_admin_referer('user_consent_yesno_nonce', 'user_consent_yesno_nonce_token')){
					update_option( 'sm_user_consent', 'no' );
				}
			}
			if ( isset( $_GET['action'] ) ) {
				if ( 'no' === $_GET['action'] ) {
					if ( $_SERVER['QUERY_STRING'] ) {
						if( strpos( $_SERVER['QUERY_STRING'], 'google-sitemap-generator' ) ) {
							update_option( 'sm_show_beta_banner', 'false' );
							$count = get_option( 'sm_beta_banner_discarded_count' );
							if ( gettype( $count ) !== 'boolean' ) {
								update_option( 'sm_beta_banner_discarded_count', (int) $count + 1 );
							} else {
								add_option( 'sm_beta_banner_discarded_on', gmdate( 'Y/m/d' ) );
								update_option( 'sm_beta_banner_discarded_count', (int) 1 );
							}
							GoogleSitemapGeneratorLoader::setup_rewrite_hooks();
							GoogleSitemapGeneratorLoader::activate_rewrite();
						} else {
							add_option( 'sm_beta_notice_dismissed_from_wp_admin', 'true' );
						}
					} else {
						add_option( 'sm_beta_notice_dismissed_from_wp_admin', 'true' );
					}
				}
			}
			if ( isset( $_POST['enable_updates'] ) ) {
				if (isset($_POST['enable_updates_nonce_token']) && check_admin_referer('enable_updates_nonce', 'enable_updates_nonce_token')){
					if ( 'true' === $_POST['enable_updates'] ) {
						$auto_update_plugins = get_option( 'auto_update_plugins' );
						if ( ! is_array( $auto_update_plugins ) ) {
							$auto_update_plugins = array();
						}
						array_push( $auto_update_plugins, 'google-sitemap-generator/sitemap.php' );
						update_option( 'auto_update_plugins', $auto_update_plugins );
					} elseif ( 'false' === $_POST['enable_updates'] ) {
						update_option( 'sm_hide_auto_update_banner', 'yes' );
					}
				}
			}
			
			/*
			if ( isset( $_POST['disable_plugin'] ) ) {
				if (isset($_POST['disable_plugin_sitemap_nonce_token']) && check_admin_referer('disable_plugin_sitemap_nonce', 'disable_plugin_sitemap_nonce_token')){
					if ( strpos( $_POST['disable_plugin'], 'all_in_one' ) !== false  ) {
						$default_value   = 'default';
						$aio_seo_options = get_option( 'aioseo_options', $default_value );
						if ( $aio_seo_options !== $default_value ) {
							$aio_seo_options                           = json_decode( $aio_seo_options );
							$aio_seo_options->sitemap->general->enable = 0;
							update_option( 'aioseo_options', json_encode( $aio_seo_options ) );
						}
					} elseif( strpos( $_POST['disable_plugin'], 'wp-seo' ) !== false ) { 
						$yoast_options = get_option( 'wpseo' );
						$yoast_options['enable_xml_sitemap'] = false;
						update_option( 'wpseo', $yoast_options );
					}
				}
			}
			*/
		}
	}
	$updateUrlRules = get_option('sm_options');
	if(!isset($updateUrlRules['sm_b_rewrites2']) || $updateUrlRules['sm_b_rewrites2'] == false){
		GoogleSitemapGeneratorLoader::setup_rewrite_hooks();
		GoogleSitemapGeneratorLoader::activate_rewrite();
		GoogleSitemapGeneratorLoader::activation_indexnow_setup();

		if (isset($updateUrlRules['sm_b_rewrites2'])) {
			$updateUrlRules['sm_b_rewrites2'] = true;
			update_option('sm_options', $updateUrlRules);
		} else {
			$updateUrlRules['sm_b_rewrites2'] = true;
			add_option('sm_options', $updateUrlRules);
			update_option('sm_options', $updateUrlRules);
		}
		
	}
	if(isset($updateUrlRules['sm_links_page'] )){
		$sm_links_page = intval($updateUrlRules['sm_links_page']);
		if($sm_links_page < 1000) {
			$updateUrlRules['sm_links_page'] = 1000;
			update_option('sm_options', $updateUrlRules);
		}
	}

	if(!isset($updateUrlRules['sm_b_activate_indexnow']) || $updateUrlRules['sm_b_activate_indexnow'] == false){
		$updateUrlRules['sm_b_activate_indexnow'] = true;
		$updateUrlRules['sm_b_indexnow'] = true;
		update_option('sm_options', $updateUrlRules);
	}
	
}

function disable_plugins_callback(){
    if (current_user_can('manage_options')) {
        check_ajax_referer('disable_plugin_sitemap_nonce', 'nonce');

        $pluginList = sanitize_text_field($_POST['pluginList']);
        $pluginsToDisable = explode(',', $pluginList);

        foreach ($pluginsToDisable as $plugin) {
            if ($plugin === 'all-in-one-seo-pack/all_in_one_seo_pack.php') {
                /* all in one seo deactivation */
                $aioseo_option_key = 'aioseo_options';
                if ($aioseo_options = get_option($aioseo_option_key)) {
                    $aioseo_options = json_decode($aioseo_options, true);
                    $aioseo_options['sitemap']['general']['enable'] = false;
                    update_option($aioseo_option_key, json_encode($aioseo_options));
                }
            }
            if ($plugin === 'wordpress-seo/wp-seo.php') {
                /* yoast sitemap deactivation */
                if ($yoast_options = get_option('wpseo')) {
                    $yoast_options['enable_xml_sitemap'] = false;
                    update_option('wpseo', $yoast_options);
                }
            }
			if ($plugin === 'jetpack/jetpack.php') {
                /* jetpack sitemap deactivation */
                $modules_array = get_option('jetpack_active_modules');
				if(is_array($modules_array)) {
					if (in_array('sitemaps', $modules_array)) {
						$key = array_search('sitemaps', $modules_array);
						unset($modules_array[$key]);
						update_option('jetpack_active_modules', $modules_array);
					}
				}
            }
			if ($plugin === 'wordpress-sitemap') {
                /* Wordpress sitemap deactivation */
                $options = get_option('sm_options', array());
				if (isset($options['sm_wp_sitemap_status'])) $options['sm_wp_sitemap_status'] = false;
				else $options['sm_wp_sitemap_status'] = false;
				update_option('sm_options', $options);
            }
        }

        echo 'Plugins sitemaps disabled successfully';
        wp_die();
    }
}

function conflict_plugins_admin_notice(){
	GoogleSitemapGeneratorLoader::create_notice_conflict_plugin();
}

 /* send to index updated url */
function indexnow_after_post_save($new_status, $old_status, $post) {
	$indexnow = get_option('sm_options');
	$indexNowStatus = isset($indexnow['sm_b_indexnow']) ? $indexnow['sm_b_indexnow'] : false;
	if ($indexNowStatus === true) {
	    $newUrlToIndex = new GoogleSitemapGeneratorIndexNow();
		$is_changed = false;
		$type = "add";
		if ($old_status === 'publish' && $new_status === 'publish') {
			$is_changed = true;
			$type = "update";
		}
		else if ($old_status != 'publish' && $new_status === 'publish') {
			$is_changed = true;
			$type = "add";
		}
		else if ($old_status === 'publish' && $new_status === 'trash') {
			$is_changed = true;
			$type = "delete";
		}
		if ($is_changed) $newUrlToIndex->start(get_permalink($post));
    }
}

// Don't do anything if this file was called directly.
if ( defined( 'ABSPATH' ) && defined( 'WPINC' ) && ! class_exists( 'GoogleSitemapGeneratorLoader', false ) ) {
	sm_setup();
	
	if(isset(get_option('sm_options')['sm_wp_sitemap_status']) ) $wp_sitemap_status = get_option('sm_options')['sm_wp_sitemap_status'];
	else $wp_sitemap_status = true;
	if($wp_sitemap_status = true) $wp_sitemap_status = '__return_true';
	else $wp_sitemap_status = '__return_false';
	add_filter( 'wp_sitemaps_enabled', $wp_sitemap_status );
	
	add_action('wp_ajax_disable_plugins', 'disable_plugins_callback');

	add_action('admin_notices', 'conflict_plugins_admin_notice');

}

<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Lost &#8211; Affiliate Marketing Programs | CBOMO.COM</title>
	<atom:link href="https://cbomo.com/tag/lost/feed/" rel="self" type="application/rss+xml" />
	<link>https://cbomo.com</link>
	<description>Your Affiliate Online Money Opportunities</description>
	<lastBuildDate>Wed, 05 Apr 2023 04:23:16 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.9.4</generator>
	<item>
		<title>Google faces £3.4 billion lawsuit for lost revenue due to adtech &#8211; Affiliate Marketing Agency, Media, Training &#038; Events</title>
		<link>https://cbomo.com/google-faces-3-4-billion-lawsuit-for-lost-revenue-due-to-adtech/</link>
					<comments>https://cbomo.com/google-faces-3-4-billion-lawsuit-for-lost-revenue-due-to-adtech/#respond</comments>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Wed, 05 Apr 2023 04:23:16 +0000</pubDate>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[AdTech]]></category>
		<category><![CDATA[Affiliate]]></category>
		<category><![CDATA[Agency]]></category>
		<category><![CDATA[Billion]]></category>
		<category><![CDATA[due]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[Faces]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[Lost]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[revenue]]></category>
		<category><![CDATA[Training]]></category>
		<guid isPermaLink="false">https://cbomo.com/google-faces-3-4-billion-lawsuit-for-lost-revenue-due-to-adtech/</guid>

					<description><![CDATA[[ad_1] We use technologies like cookies to store and/or access device information. We do this to improve browsing experience and to show personalised ads. Consenting to these technologies will allow us to process data such as browsing behaviour or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly&#8230;]]></description>
										<content:encoded><![CDATA[<p> [ad_1]<br />
</p>
<div>
<p>We use technologies like cookies to store and/or access device information. We do this to improve browsing experience and to show personalised ads. Consenting to these technologies will allow us to process data such as browsing behaviour or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.</p>
<p>		<!-- categories start --></p>
<div class="cmplz-categories">
<details class="cmplz-category cmplz-functional">
<summary>
</summary>
<p>
					<span class="cmplz-description-functional">The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.</span>
				</p>
</details>
<details class="cmplz-category cmplz-preferences">
<summary>
</summary>
<p>
					<span class="cmplz-description-preferences">The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.</span>
				</p>
</details>
<details class="cmplz-category cmplz-statistics">
<summary>
</summary>
<p>
					<span class="cmplz-description-statistics">The technical storage or access that is used exclusively for statistical purposes.</span><br />
					<span class="cmplz-description-statistics-anonymous">The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.</span>
				</p>
</details>
<details class="cmplz-category cmplz-marketing">
<summary>
</summary>
<p>
					<span class="cmplz-description-marketing">The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.</span>
				</p>
</details></div>
<p><!-- categories end -->
			</div>
<p>[ad_2]<br />
<br /><a href="https://affiverse.com/google-faces-3-4-billion-lawsuit-for-lost-revenue-due-to-adtech/">Source link </a></p>
]]></content:encoded>
					
					<wfw:commentRss>https://cbomo.com/google-faces-3-4-billion-lawsuit-for-lost-revenue-due-to-adtech/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>I’m a gym girl – I lost 90 lbs by ditching cardio for something completely different, people say they ‘lo&#8230; &#8211; The US Sun</title>
		<link>https://cbomo.com/im-a-gym-girl-i-lost-90-lbs-by-ditching-cardio-for-something-completely-different-people-say-they-lo-the-us-sun/</link>
					<comments>https://cbomo.com/im-a-gym-girl-i-lost-90-lbs-by-ditching-cardio-for-something-completely-different-people-say-they-lo-the-us-sun/#respond</comments>
		
		<dc:creator><![CDATA[cbomo]]></dc:creator>
		<pubDate>Fri, 31 Mar 2023 09:15:13 +0000</pubDate>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[Cardio]]></category>
		<category><![CDATA[Completely]]></category>
		<category><![CDATA[ditching]]></category>
		<category><![CDATA[girl]]></category>
		<category><![CDATA[Gym]]></category>
		<category><![CDATA[lbs]]></category>
		<category><![CDATA[Lost]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[Sun]]></category>
		<guid isPermaLink="false">https://cbomo.com/im-a-gym-girl-i-lost-90-lbs-by-ditching-cardio-for-something-completely-different-people-say-they-lo-the-us-sun/</guid>

					<description><![CDATA[[ad_1] I’m a gym girl – I lost 90 lbs by ditching cardio for something completely different, people say they ‘lo&#8230;&#160;&#160;The US Sun [ad_2] Source link]]></description>
										<content:encoded><![CDATA[<p> [ad_1]<br />
<br /><a target="_blank" href="https://news.google.com/atom/articles/CBMiY2h0dHBzOi8vd3d3LnRoZS1zdW4uY29tL2xpZmVzdHlsZS83NzU5MjgxL2d5bS1naXJsLWxvc3Qtd2VpZ2h0LWRpdGNoLWNhcmRpby1kaWZmZXJlbnQtbG92ZS1yb3V0aW5lL9IBZ2h0dHBzOi8vd3d3LnRoZS1zdW4uY29tL2xpZmVzdHlsZS83NzU5MjgxL2d5bS1naXJsLWxvc3Qtd2VpZ2h0LWRpdGNoLWNhcmRpby1kaWZmZXJlbnQtbG92ZS1yb3V0aW5lL2FtcC8?oc=5" rel="noopener">I’m a gym girl – I lost 90 lbs by ditching cardio for something completely different, people say they ‘lo&#8230;</a>&nbsp;&nbsp;<font color="#6f6f6f">The US Sun</font><br />
<br />[ad_2]<br />
<br /><a href="https://news.google.com/atom/articles/CBMiY2h0dHBzOi8vd3d3LnRoZS1zdW4uY29tL2xpZmVzdHlsZS83NzU5MjgxL2d5bS1naXJsLWxvc3Qtd2VpZ2h0LWRpdGNoLWNhcmRpby1kaWZmZXJlbnQtbG92ZS1yb3V0aW5lL9IBZ2h0dHBzOi8vd3d3LnRoZS1zdW4uY29tL2xpZmVzdHlsZS83NzU5MjgxL2d5bS1naXJsLWxvc3Qtd2VpZ2h0LWRpdGNoLWNhcmRpby1kaWZmZXJlbnQtbG92ZS1yb3V0aW5lL2FtcC8?oc=5">Source link </a></p>
]]></content:encoded>
					
					<wfw:commentRss>https://cbomo.com/im-a-gym-girl-i-lost-90-lbs-by-ditching-cardio-for-something-completely-different-people-say-they-lo-the-us-sun/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>I Lost My Home, Savings, And Marriage — How I Still Hit My Retirement Goals</title>
		<link>https://cbomo.com/i-lost-my-home-savings-and-marriage-how-i-still-hit-my-retirement-goals/</link>
					<comments>https://cbomo.com/i-lost-my-home-savings-and-marriage-how-i-still-hit-my-retirement-goals/#respond</comments>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Sun, 12 Mar 2023 17:17:55 +0000</pubDate>
				<category><![CDATA[Affiliate Marketing Tips]]></category>
		<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[hit]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Lost]]></category>
		<category><![CDATA[Marriage]]></category>
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					<description><![CDATA[[ad_1] Retirement Snapshot Grant Sudduth in Bok Tower Gardens, Winter Haven, Florida Photo credit: Tonja Sudduth Name: Grant S. Location: Frankfort, Kentucky Age: 69 Retired At: 68 Marital Status: Remarried Profession: Currently affiliate marketer/content creator; Retired from rehabbing homes Grant’s retirement journey started earlier than he wished. He lost his home, retirement savings, and marriage of 23 years at the age of 58. But by 61, Grant discovered affiliate marketing and began rehabbing homes for the local&#8230;]]></description>
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<h2 class="retirement-snapshot--heading">Retirement Snapshot</h2>
<figure class="retirement-snapshot--image"><img decoding="async" width="400" height="400" src="https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-400x400.jpg" class="attachment-related-content size-related-content" alt="Grant Sudduth in Bok Tower Gardens, Winter Haven, Florida" loading="lazy" srcset="https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-400x400.jpg 400w, https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-300x300.jpg 300w, https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-1024x1024.jpg 1024w, https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-150x150.jpg 150w, https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-768x768.jpg 768w, https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-800x800.jpg 800w, https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-920x920.jpg 920w, https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary-1001x1001.jpg 1001w, https://upload.travelawaits.com/ta/uploads/2023/03/grant-s-retirement-diary.jpg 1200w" sizes="auto, (max-width: 400px) 100vw, 400px"/><figcaption class="image-attribution has-two-part-caption">
<p>Grant Sudduth in Bok Tower Gardens, Winter Haven, Florida</p>
<p>Photo credit: Tonja Sudduth</figcaption></figure>
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<li style="font-weight: 400;" aria-level="1"><b>Name:</b> <span style="font-weight: 400;">Grant S.</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Location:</b><span style="font-weight: 400;"> Frankfort, Kentucky</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Age:</b><span style="font-weight: 400;"> 69</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Retired At:</b><span style="font-weight: 400;"> 68</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Marital Status:</b><span style="font-weight: 400;"> Remarried</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Profession:</b><span style="font-weight: 400;"> Currently affiliate marketer/content creator; Retired from rehabbing homes</span></li>
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<p>Grant’s retirement journey started earlier than he wished. He lost his home, retirement savings, and marriage of 23 years at the age of 58. But by 61, Grant discovered affiliate marketing and began rehabbing homes for the local bank. He met the love of his life about 10 years ago and they’ve been married for 8 years. He was able to get back on track for retirement at 68.</p>
<h2 id="h-retirement-reality">Retirement Reality</h2>
<p><strong>Retirement Awaits: </strong>What does a day in retirement look like for you? </p>
<p><strong>Grant:</strong> Get up, have my coffee while doing my social media tasks for the day, making posts, and answering emails. Then, I write content for 2–3 hours. Sometimes, I take a 2-mile walk (if it’s not gym day). By noon, I’m ready for lunch and then whatever recreation is planned for the day, usually golf. I end the day with dinner, spending quality time with my wife, and then work on more content for 2–3 hours.</p>
<h2 id="h-your-retirement-plan">Your Retirement Plan</h2>
<p><strong>Retirement Awaits: </strong>Did you have a solid plan going into retirement?</p>
<p><strong>Grant:</strong> I did originally, through rental properties, that were going to be my retirement income, until I lost it all. I had to regroup. My only plan was my daily task plan for my affiliate marketing business that I needed to accomplish each day to reach my goals.</p>
<h2 id="h-best-part-about-retirement">Best Part About Retirement</h2>
<p><strong>Retirement Awaits: </strong>What’s the best part about retirement? </p>
<p><strong>Grant:</strong> My time is mine (and my wife’s), regardless of what I’m doing.</p>
<h2 id="h-challenges-in-retirement">Challenges In Retirement</h2>
<p><strong>Retirement Awaits: </strong>What’s the biggest challenge in retirement?</p>
<p><strong>Grant:</strong> At this point, keeping a handle on the budget.</p>
<h2 id="h-cost-of-retirement">Cost Of Retirement</h2>
<p><strong>Retirement Awaits: </strong>We want people to understand how much retirement really costs. How do you manage your money now? Do you have a budget, meet with your advisor on a regular basis, etc?</p>
<p><strong>Grant: </strong>We’re a simple couple. We made a list of all the cash out and cash in, planned our budget, along with goals to improve the cash in, and monitor and reflect on it weekly.</p>
<h2 id="h-retirement-advice">Retirement Advice</h2>
<p><strong>Retirement Awaits:</strong> What’s the best piece of advice you’d give someone about to retire? </p>
<p><strong>Grant: </strong>Don’t put it off because you’re afraid. You’ll never be ready in your own mind. There will always be doubts and what-ifs. And then, before you know it, you’ll be too old to enjoy anything.</p>
<h2 id="h-things-i-wish-i-would-have-known">Things I Wish I Would Have Known</h2>
<p><strong>Retirement Awaits:</strong><strong> </strong>What are a few things you wish someone would have told you about retirement/this season of life/transition?</p>
<p><strong>Grant:</strong> I was self-employed pretty much my entire life and never really started even thinking about retirement financially until my late 40s. I wish someone had told me to get with an advisor early on and had a set financial plan that would have made it a lot easier and less stressful.</p>
<h2 id="h-best-retirement-vacation">Best Retirement Vacation</h2>
<p><strong>Retirement Awaits:</strong><strong> </strong>What is your favorite vacation or vacation spot?</p>
<p><strong>Grant:</strong> We enjoy Fort Walton Beach, Florida, in colder months and Gatlinburg, Tennessee, in the warmer months.</p>
<p>If you want to learn more about Grant in retirement, visit his <a target="_blank" href="http://www.facebook.com/groups/grantsudduth" rel="noopener">Facebook page</a>, <a target="_blank" href="https://www.youtube.com/channel/UCNOK6k-puBqjeicJTfczkWw" rel="noopener">YouTube Channel</a>, or <a target="_blank" href="https://grantsudduth.com" rel="noopener">website</a>.</p>
<p>And for more retirement inspiration, check out other diaries:</p>
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