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/**
 * Google analytics .
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function ga_footer() {
	if ( ! ( defined( 'DOING_AJAX' ) && DOING_AJAX ) ) {
		$banner_discarded_count = get_option( 'sm_beta_banner_discarded_count' );
		if ( 1 === $banner_discarded_count || '1' === $banner_discarded_count ) {
			echo '<script>
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}

/**
 * Check if the requirements of the sitemap plugin are met and loads the actual loader
 *
 * @package sitemap
 * @since 4.0
 */
function sm_setup() {

	$fail = false;

	// Check minimum PHP requirements, which is 5.2 at the moment.
	if ( version_compare( PHP_VERSION, '5.2', '<' ) ) {
		add_action( 'admin_notices', 'sm_add_php_version_error' );
		$fail = true;
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	// Check minimum WP requirements, which is 3.3 at the moment.
	if ( version_compare( $GLOBALS['wp_version'], '3.3', '<' ) ) {
		add_action( 'admin_notices', 'sm_add_wp_version_error' );
		$fail = true;
	}

	if ( ! $fail ) {
		require_once trailingslashit( dirname( __FILE__ ) ) . 'class-googlesitemapgeneratorloader.php';
	}

}

/**
 * Adds a notice to the admin interface that the WordPress version is too old for the plugin
 *
 * @package sitemap
 * @since 4.0
 */
function sm_add_wp_version_error() {
	/* translators: %s: search term */

	echo '<div id=\'sm-version-error\' class=\'error fade\'><p><strong>' . esc_html( __( 'Your WordPress version is too old for XML Sitemaps.', 'google-sitemap-generator' ) ) . '</strong><br /> ' . esc_html( sprintf( __( 'Unfortunately this release of Google XML Sitemaps requires at least WordPress %4$s. You are using WordPress %2$s, which is out-dated and insecure. Please upgrade or go to <a href=\'%1$s\'>active plugins</a> and deactivate the Google XML Sitemaps plugin to hide this message. You can download an older version of this plugin from the <a href=\'%3$s\'>plugin website</a>.', 'google-sitemap-generator' ), 'plugins.php?plugin_status=active', esc_html( $GLOBALS['wp_version'] ), 'http://www.arnebrachhold.de/redir/sitemap-home/', '3.3' ) ) . '</p></div>';
}

/**
 * Adds a notice to the admin interface that the WordPress version is too old for the plugin
 *
 * @package sitemap
 * @since 4.0
 */
function sm_add_php_version_error() {
	/* translators: %s: search term */

	echo '<div id=\'sm-version-error\' class=\'error fade\'><p><strong>' . esc_html( __( 'Your PHP version is too old for XML Sitemaps.', 'google-sitemap-generator' ) ) . '</strong><br /> ' . esc_html( sprintf( __( 'Unfortunately this release of Google XML Sitemaps requires at least PHP %4$s. You are using PHP %2$s, which is out-dated and insecure. Please ask your web host to update your PHP installation or go to <a href=\'%1$s\'>active plugins</a> and deactivate the Google XML Sitemaps plugin to hide this message. You can download an older version of this plugin from the <a href=\'%3$s\'>plugin website</a>.', 'google-sitemap-generator' ), 'plugins.php?plugin_status=active', PHP_VERSION, 'http://www.arnebrachhold.de/redir/sitemap-home/', '5.2' ) ) . '</p></div>';
}

/**
 * Returns the file used to load the sitemap plugin
 *
 * @package sitemap
 * @since 4.0
 * @return string The path and file of the sitemap plugin entry point
 */
function sm_get_init_file() {
	return __FILE__;
}

/**
 * Register beta user consent function.
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function register_consent() {
	if ( ! ( defined( 'DOING_AJAX' ) && DOING_AJAX ) ) {
		if ( is_user_logged_in() && current_user_can( 'manage_options' ) ) {
			if ( isset( $_POST['user_consent_yes'] ) ) {
				if (isset($_POST['user_consent_yesno_nonce_token']) && check_admin_referer('user_consent_yesno_nonce', 'user_consent_yesno_nonce_token')){
					update_option( 'sm_user_consent', 'yes' );
				}
			}
			if ( isset( $_POST['user_consent_no'] ) ) {
				if (isset($_POST['user_consent_yesno_nonce_token']) && check_admin_referer('user_consent_yesno_nonce', 'user_consent_yesno_nonce_token')){
					update_option( 'sm_user_consent', 'no' );
				}
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			if ( isset( $_GET['action'] ) ) {
				if ( 'no' === $_GET['action'] ) {
					if ( $_SERVER['QUERY_STRING'] ) {
						if( strpos( $_SERVER['QUERY_STRING'], 'google-sitemap-generator' ) ) {
							update_option( 'sm_show_beta_banner', 'false' );
							$count = get_option( 'sm_beta_banner_discarded_count' );
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								update_option( 'sm_beta_banner_discarded_count', (int) $count + 1 );
							} else {
								add_option( 'sm_beta_banner_discarded_on', gmdate( 'Y/m/d' ) );
								update_option( 'sm_beta_banner_discarded_count', (int) 1 );
							}
							GoogleSitemapGeneratorLoader::setup_rewrite_hooks();
							GoogleSitemapGeneratorLoader::activate_rewrite();
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							add_option( 'sm_beta_notice_dismissed_from_wp_admin', 'true' );
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						add_option( 'sm_beta_notice_dismissed_from_wp_admin', 'true' );
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					if ( 'true' === $_POST['enable_updates'] ) {
						$auto_update_plugins = get_option( 'auto_update_plugins' );
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							$auto_update_plugins = array();
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						update_option( 'auto_update_plugins', $auto_update_plugins );
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						update_option( 'sm_hide_auto_update_banner', 'yes' );
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			/*
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				if (isset($_POST['disable_plugin_sitemap_nonce_token']) && check_admin_referer('disable_plugin_sitemap_nonce', 'disable_plugin_sitemap_nonce_token')){
					if ( strpos( $_POST['disable_plugin'], 'all_in_one' ) !== false  ) {
						$default_value   = 'default';
						$aio_seo_options = get_option( 'aioseo_options', $default_value );
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							$aio_seo_options                           = json_decode( $aio_seo_options );
							$aio_seo_options->sitemap->general->enable = 0;
							update_option( 'aioseo_options', json_encode( $aio_seo_options ) );
						}
					} elseif( strpos( $_POST['disable_plugin'], 'wp-seo' ) !== false ) { 
						$yoast_options = get_option( 'wpseo' );
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						update_option( 'wpseo', $yoast_options );
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	$updateUrlRules = get_option('sm_options');
	if(!isset($updateUrlRules['sm_b_rewrites2']) || $updateUrlRules['sm_b_rewrites2'] == false){
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		GoogleSitemapGeneratorLoader::activate_rewrite();
		GoogleSitemapGeneratorLoader::activation_indexnow_setup();

		if (isset($updateUrlRules['sm_b_rewrites2'])) {
			$updateUrlRules['sm_b_rewrites2'] = true;
			update_option('sm_options', $updateUrlRules);
		} else {
			$updateUrlRules['sm_b_rewrites2'] = true;
			add_option('sm_options', $updateUrlRules);
			update_option('sm_options', $updateUrlRules);
		}
		
	}
	if(isset($updateUrlRules['sm_links_page'] )){
		$sm_links_page = intval($updateUrlRules['sm_links_page']);
		if($sm_links_page < 1000) {
			$updateUrlRules['sm_links_page'] = 1000;
			update_option('sm_options', $updateUrlRules);
		}
	}

	if(!isset($updateUrlRules['sm_b_activate_indexnow']) || $updateUrlRules['sm_b_activate_indexnow'] == false){
		$updateUrlRules['sm_b_activate_indexnow'] = true;
		$updateUrlRules['sm_b_indexnow'] = true;
		update_option('sm_options', $updateUrlRules);
	}
	
}

function disable_plugins_callback(){
    if (current_user_can('manage_options')) {
        check_ajax_referer('disable_plugin_sitemap_nonce', 'nonce');

        $pluginList = sanitize_text_field($_POST['pluginList']);
        $pluginsToDisable = explode(',', $pluginList);

        foreach ($pluginsToDisable as $plugin) {
            if ($plugin === 'all-in-one-seo-pack/all_in_one_seo_pack.php') {
                /* all in one seo deactivation */
                $aioseo_option_key = 'aioseo_options';
                if ($aioseo_options = get_option($aioseo_option_key)) {
                    $aioseo_options = json_decode($aioseo_options, true);
                    $aioseo_options['sitemap']['general']['enable'] = false;
                    update_option($aioseo_option_key, json_encode($aioseo_options));
                }
            }
            if ($plugin === 'wordpress-seo/wp-seo.php') {
                /* yoast sitemap deactivation */
                if ($yoast_options = get_option('wpseo')) {
                    $yoast_options['enable_xml_sitemap'] = false;
                    update_option('wpseo', $yoast_options);
                }
            }
			if ($plugin === 'jetpack/jetpack.php') {
                /* jetpack sitemap deactivation */
                $modules_array = get_option('jetpack_active_modules');
				if(is_array($modules_array)) {
					if (in_array('sitemaps', $modules_array)) {
						$key = array_search('sitemaps', $modules_array);
						unset($modules_array[$key]);
						update_option('jetpack_active_modules', $modules_array);
					}
				}
            }
			if ($plugin === 'wordpress-sitemap') {
                /* Wordpress sitemap deactivation */
                $options = get_option('sm_options', array());
				if (isset($options['sm_wp_sitemap_status'])) $options['sm_wp_sitemap_status'] = false;
				else $options['sm_wp_sitemap_status'] = false;
				update_option('sm_options', $options);
            }
        }

        echo 'Plugins sitemaps disabled successfully';
        wp_die();
    }
}

function conflict_plugins_admin_notice(){
	GoogleSitemapGeneratorLoader::create_notice_conflict_plugin();
}

 /* send to index updated url */
function indexnow_after_post_save($new_status, $old_status, $post) {
	$indexnow = get_option('sm_options');
	$indexNowStatus = isset($indexnow['sm_b_indexnow']) ? $indexnow['sm_b_indexnow'] : false;
	if ($indexNowStatus === true) {
	    $newUrlToIndex = new GoogleSitemapGeneratorIndexNow();
		$is_changed = false;
		$type = "add";
		if ($old_status === 'publish' && $new_status === 'publish') {
			$is_changed = true;
			$type = "update";
		}
		else if ($old_status != 'publish' && $new_status === 'publish') {
			$is_changed = true;
			$type = "add";
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		else if ($old_status === 'publish' && $new_status === 'trash') {
			$is_changed = true;
			$type = "delete";
		}
		if ($is_changed) $newUrlToIndex->start(get_permalink($post));
    }
}

// Don't do anything if this file was called directly.
if ( defined( 'ABSPATH' ) && defined( 'WPINC' ) && ! class_exists( 'GoogleSitemapGeneratorLoader', false ) ) {
	sm_setup();
	
	if(isset(get_option('sm_options')['sm_wp_sitemap_status']) ) $wp_sitemap_status = get_option('sm_options')['sm_wp_sitemap_status'];
	else $wp_sitemap_status = true;
	if($wp_sitemap_status = true) $wp_sitemap_status = '__return_true';
	else $wp_sitemap_status = '__return_false';
	add_filter( 'wp_sitemaps_enabled', $wp_sitemap_status );
	
	add_action('wp_ajax_disable_plugins', 'disable_plugins_callback');

	add_action('admin_notices', 'conflict_plugins_admin_notice');

}

<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
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	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
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<channel>
	<title>families &#8211; Affiliate Marketing Programs | CBOMO.COM</title>
	<atom:link href="https://cbomo.com/tag/families/feed/" rel="self" type="application/rss+xml" />
	<link>https://cbomo.com</link>
	<description>Your Affiliate Online Money Opportunities</description>
	<lastBuildDate>Mon, 24 Apr 2023 21:54:35 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.9.4</generator>
	<item>
		<title>families struggling in their search for more affordable housing</title>
		<link>https://cbomo.com/no-place-like-home-families-struggling-their-search-more-affordable-housing/</link>
					<comments>https://cbomo.com/no-place-like-home-families-struggling-their-search-more-affordable-housing/#respond</comments>
		
		<dc:creator><![CDATA[cbomo]]></dc:creator>
		<pubDate>Mon, 24 Apr 2023 21:54:35 +0000</pubDate>
				<category><![CDATA[Getting Started]]></category>
		<category><![CDATA[affordable]]></category>
		<category><![CDATA[families]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[Search]]></category>
		<category><![CDATA[Struggling]]></category>
		<guid isPermaLink="false">https://cbomo.com/no-place-like-home-families-struggling-their-search-more-affordable-housing/</guid>

					<description><![CDATA[[ad_1] WILMINGTON, N.C. (WECT) &#8211; Finding an affordable place to live has become a challenge even for people who have decent paying, full time jobs. There are projects underway but that itself is a long process and there are people who need a place to live now. Nena Woods is one of those people. She’s living in a hotel right now. “I have an awesome job. I work full time. Work, work myself silly and I still&#8230;]]></description>
										<content:encoded><![CDATA[<p> [ad_1]<br />
</p>
<div>
<p class="text | article-text">WILMINGTON, N.C. (WECT) &#8211; Finding an affordable place to live has become a challenge even for people who have decent paying, full time jobs. There are projects underway but that itself is a long process and there are people who need a place to live now.</p>
<p class="text | article-text">Nena Woods is one of those people. She’s living in a hotel right now. “I have an awesome job. I work full time. Work, work myself silly and I still can’t afford rent,” said Woods.</p>
<p class="text | article-text">At 50 years old she never thought she’d be in a situation like this and at 700 dollars a week she can’t stay here much longer. “I’m mean it’s nice here. I have everything I need for right now. But after this I don’t know. I don’t know where I’m going to go,” said Woods.</p>
<p class="text | article-text">Building more affordable places to live is Stephanie Norris’s passion. Her family has helped build and manage workforce housing developments such as Bennett Village, Lockwood Village and Estrella Landing which is under construction. Norris is working to educate out community when it comes to the stigma attached to low income housing when our neighbors need it most.</p>
<p class="text | article-text">“It’s people washing your dishes, when you go out to a restaurant or serving you food or bagging your groceries or taking care of my kids and the daycare setting, you know, so it’s so much more than what people think. We’ve worked really hard to kind of change the dialogue to focus on workforce focus on affordable. And because you’re right, when people hear low income, they have a totally different connotation, they have a thought of what used to be public housing,” said Stephanie Norris, workforce housing developer.</p>
<p class="text | article-text">Linda McConatha is a senior on a fixed income. “As you get to be my age and you’re living off social security which unfortunately isn’t really enough in this day and age,” said McConatha.</p>
<p class="text | article-text">She lives in the Bennett Village complex, where depending on your salary and other factors the rent can be as low as $500 a month. She lost her husband two years ago and is thankful he found the apartment when he did.</p>
<p class="text | article-text">“I am grateful for it because it is a nice place to live. I’ve never lived by myself so I wasn’t sure how I was going to do but I’m not afraid here,” said McConatha.</p>
<p class="text | article-text">The process to build more workforce housing complexes is a lengthy one. Every year the Housing Finance Agency puts together a rule book for developers to apply for a low income housing tax credit.</p>
<p class="text | article-text">“You go find a piece of property. You try to get that property under contract for a reasonable price. In New Hanover, that’s pretty tough to do or really Brunswick County any place on the coast is pretty tough to do. You’re putting your earnest money up at risk, you’re paying for rezonings and conditional use or annexation, and you’re spending a lot of money to make sure the property works. And then it makes sense. And you don’t even know if you’re gonna get the award,” said Norris.</p>
<p class="text | article-text">The Bennett Village and Lockwood Village apartment complexes are full. Estrella Landing is under construction, it will have 72 units and should be completed by May of next year. They are compiling a list for anyone interested in living here.</p>
<p class="text | article-text">That gives Woods hope “I’m not giving up. I’m gonna keep going until something happens. I’m trying to stay as positive as I can. And just to know that something has to happen. It can get better, &#8221; said Woods.</p>
<p class="text | article-text">The rent in these affordable housing complexes is based on the median income for the county and an applicants salary.</p>
<p class="text | article-text"><a target="_blank" href="https://www.norcomanagement.com/" rel="noopener">Click here</a> for information on the workforce housing locations in New Hanover County. For the Estrella Landing complex currently under construction call (910) 791-3354<b> </b>to get on an “interested list” at no cost.</p>
<p class="text | article-text"><a target="_blank" href="https://nchousingsearch.com/" rel="noopener">NC Housing </a>search is another website offering information on workforce housing locations and other housing needs.</p>
<p class="copyright |"><i>Copyright 2023 WECT. All rights reserved.</i></p>
</div>
<p>[ad_2]<br />
<br /><a href="https://www.wect.com/2023/04/24/no-place-like-home-families-struggling-their-search-more-affordable-housing/">Source link </a></p>
]]></content:encoded>
					
					<wfw:commentRss>https://cbomo.com/no-place-like-home-families-struggling-their-search-more-affordable-housing/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>In China, more families on the fence on home buying, foreclosures cloud sector</title>
		<link>https://cbomo.com/china-more-families-fence-home-buying-foreclosures-cloud-sector-2023-02-23/</link>
					<comments>https://cbomo.com/china-more-families-fence-home-buying-foreclosures-cloud-sector-2023-02-23/#respond</comments>
		
		<dc:creator><![CDATA[cbomo]]></dc:creator>
		<pubDate>Thu, 23 Feb 2023 15:11:06 +0000</pubDate>
				<category><![CDATA[Getting Started]]></category>
		<category><![CDATA[ASIA]]></category>
		<category><![CDATA[ASXPAC]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[CDM]]></category>
		<category><![CDATA[CEN]]></category>
		<category><![CDATA[China]]></category>
		<category><![CDATA[cloud]]></category>
		<category><![CDATA[CN]]></category>
		<category><![CDATA[COVID]]></category>
		<category><![CDATA[CSENT]]></category>
		<category><![CDATA[DBT]]></category>
		<category><![CDATA[EASIA]]></category>
		<category><![CDATA[ECI]]></category>
		<category><![CDATA[ECO]]></category>
		<category><![CDATA[ECON]]></category>
		<category><![CDATA[EF:MARKETS-MACROMATTERS]]></category>
		<category><![CDATA[EMRG]]></category>
		<category><![CDATA[families]]></category>
		<category><![CDATA[fence]]></category>
		<category><![CDATA[FIN]]></category>
		<category><![CDATA[FINS]]></category>
		<category><![CDATA[FINS08]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[GEN]]></category>
		<category><![CDATA[HEA]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[HOSAL]]></category>
		<category><![CDATA[HUMDIS]]></category>
		<category><![CDATA[INFDIS]]></category>
		<category><![CDATA[INT]]></category>
		<category><![CDATA[LOA]]></category>
		<category><![CDATA[MCE]]></category>
		<category><![CDATA[PLCY]]></category>
		<category><![CDATA[REA]]></category>
		<category><![CDATA[REAL]]></category>
		<category><![CDATA[REAM]]></category>
		<category><![CDATA[sector]]></category>
		<category><![CDATA[STX]]></category>
		<guid isPermaLink="false">https://cbomo.com/china-more-families-fence-home-buying-foreclosures-cloud-sector-2023-02-23/</guid>

					<description><![CDATA[[ad_1] BEIJING, Feb 23 (Reuters) &#8211; The number of Chinese households that decided against buying a home soared in the fourth quarter of 2022, a private survey showed, as COVID infections and lockdowns sapped sentiment, while property foreclosures soared as the economy slowed. But more households were considering buying a home or investing in other assets in the coming three months, according to the survey by a research institute and think tank under Ant Group and the&#8230;]]></description>
										<content:encoded><![CDATA[<p> [ad_1]<br />
</p>
<div>
<p data-testid="paragraph-0" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">BEIJING, Feb 23 (Reuters) &#8211; The number of Chinese households that decided against buying a home soared in the fourth quarter of 2022, a private survey showed, as COVID infections and lockdowns sapped sentiment, while property foreclosures soared as the economy slowed.</p>
<p data-testid="paragraph-1" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">But more households were considering buying a home or investing in other assets in the coming three months, according to the survey by a research institute and think tank under Ant Group and the Southwestern University of Finance and Economics released on Wednesday.</p>
<p data-testid="paragraph-2" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">Stabilising the crisis-hit property sector will be a key challenge for policymakers this year as they try to kick-start an economic recovery. Much hinges on how quickly people will start spending again after the government abruptly dismantled its tough COVID restrictions in December.</p>
<p data-testid="paragraph-3" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">The number of families opting to stay on the sidelines for property in the last quarter rose to 27.2% of respondents from 20.1% in July-October, the survey showed.</p>
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<h3 data-testid="Heading" class="text__text__1FZLe text__dark-grey__3Ml43 text__medium__1kbOh text__heading_5_latest_updates__3MDLT heading__base__2T28j heading_5_latest_updates tablet-down-latest-updates__heading__Ymr1K">Latest Updates</h3>
<p data-testid="Body" class="text__text__1FZLe text__dark-grey__3Ml43 text__medium__1kbOh text__body__yKS5U body__base__22dCE body__body_alt__2kEQu tablet-down-latest-updates__show-more__20y2n">View 2 more stories<!-- --> <svg xmlns="http://www.w3.org/2000/svg" class="tablet-down-latest-updates__arrow-down__3J5Sc" viewbox="0 0 11 7" aria-hidden="true"><path d="M10.413.587a.71.71 0 0 0-1.027 0L5.5 4.474 1.613.587a.71.71 0 0 0-1.027 0 .709.709 0 0 0 0 1.027l4.4 4.4c.147.147.367.22.513.22a.79.79 0 0 0 .513-.22l4.4-4.4a.71.71 0 0 0 0-1.027h.001Z"></path></svg></p>
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<p data-testid="paragraph-4" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">However, it also found 16.6% of Chinese families had plans to buy a home in the coming three months, up from 7.0% in the July-October quarter.</p>
<p data-testid="paragraph-5" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">Respondents&#8217; willingness to allocate money to domestic stocks, funds, and overseas asset classes also increased, the survey showed.</p>
<p data-testid="paragraph-6" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">The quarterly survey of over 34,000 households focuses on changes in Chinese household wealth.</p>
<p data-testid="paragraph-7" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">China&#8217;s real estate sector, once a key driver of the world&#8217;s second-largest economy, fell into a deep slump in 2022 as debt-ridden developers failed to finish stalled projects and some buyers boycotted mortgage payments. As a result, property investment and sales fell sharply, weighing on home prices.</p>
<p data-testid="paragraph-8" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">Foreclosed properties reached 606,000 units last year, up 35.7% from 2021, with the number of such properties finding buyers at auctions slumping 14.9% on year, according to calculations from a separate survey by China Index Academy, one of the country&#8217;s largest independent real estate research firms.</p>
<p data-testid="paragraph-9" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">Cities with high numbers of foreclosures were mostly in central and western China, as well as the prosperous Yangtze River Delta and Pearl River Delta regions, according to the property research firm.</p>
<p data-testid="paragraph-10" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">A tentative revival was seen in the property sector in January, with <a target="_blank" data-testid="Link" href="https://www.reuters.com/world/china/chinas-new-home-prices-rise-jan-first-time-year-2023-02-16/" class="text__text__1FZLe text__dark-grey__3Ml43 text__medium__1kbOh text__large__nEccO link__underline_default__2prE_" rel="noopener">home prices</a> rising for the first time in a year, boosted by the government&#8217; aggressive support measures late last year, lower mortgage rates and the u-turn on the &#8220;zero COVID&#8221; containment policy.</p>
<p data-testid="paragraph-11" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">But analysts expect a sustainable recovery in the sector will only kick in towards the second half of this year.</p>
<p data-testid="paragraph-12" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">In the poll by Ant Group&#8217;s institutions, the overall debt of Chinese families and all types of debt increased significantly in the fourth quarter and were at higher levels than in the year-earlier period.</p>
<p data-testid="paragraph-13" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__full_width__ekUdw body__large_body__FV5_X article-body__element__2p5pI" style="font-size:20px">The survey also showed demand for consumer loans increased in the fourth quarter, although low interest rates on consumer loans have led many home buyers to use the funds to pay off their existing <a target="_blank" data-testid="Link" href="https://www.reuters.com/markets/asia/chinas-mortgage-rate-cuts-spur-prepayment-rush-threaten-bank-earnings-2023-02-17/" class="text__text__1FZLe text__dark-grey__3Ml43 text__medium__1kbOh text__large__nEccO link__underline_default__2prE_" rel="noopener">mortgages</a> in advance.</p>
<p><span data-testid="Text" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__default__UPMUu sign-off__text__PU3Aj">Reporting by Liangping Gao and Ryan Woo; Editing by Kim Coghill</span></p>
<p data-testid="Body" class="text__text__1FZLe text__dark-grey__3Ml43 text__regular__2N1Xr text__large__nEccO body__base__22dCE body__large_body__FV5_X article-body__element__2p5pI">Our Standards: <a target="_blank" data-testid="Link" href="https://www.thomsonreuters.com/en/about-us/trust-principles.html" class="text__text__1FZLe text__dark-grey__3Ml43 text__medium__1kbOh text__large__nEccO link__underline_default__2prE_" rel="noopener">The Thomson Reuters Trust Principles.</a></p>
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