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/**
 * Google analytics .
 */
function ga_footer() {
	if ( ! ( defined( 'DOING_AJAX' ) && DOING_AJAX ) ) {
		$banner_discarded_count = get_option( 'sm_beta_banner_discarded_count' );
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}

/**
 * Check if the requirements of the sitemap plugin are met and loads the actual loader
 *
 * @package sitemap
 * @since 4.0
 */
function sm_setup() {

	$fail = false;

	// Check minimum PHP requirements, which is 5.2 at the moment.
	if ( version_compare( PHP_VERSION, '5.2', '<' ) ) {
		add_action( 'admin_notices', 'sm_add_php_version_error' );
		$fail = true;
	}

	// Check minimum WP requirements, which is 3.3 at the moment.
	if ( version_compare( $GLOBALS['wp_version'], '3.3', '<' ) ) {
		add_action( 'admin_notices', 'sm_add_wp_version_error' );
		$fail = true;
	}

	if ( ! $fail ) {
		require_once trailingslashit( dirname( __FILE__ ) ) . 'class-googlesitemapgeneratorloader.php';
	}

}

/**
 * Adds a notice to the admin interface that the WordPress version is too old for the plugin
 *
 * @package sitemap
 * @since 4.0
 */
function sm_add_wp_version_error() {
	/* translators: %s: search term */

	echo '<div id=\'sm-version-error\' class=\'error fade\'><p><strong>' . esc_html( __( 'Your WordPress version is too old for XML Sitemaps.', 'google-sitemap-generator' ) ) . '</strong><br /> ' . esc_html( sprintf( __( 'Unfortunately this release of Google XML Sitemaps requires at least WordPress %4$s. You are using WordPress %2$s, which is out-dated and insecure. Please upgrade or go to <a href=\'%1$s\'>active plugins</a> and deactivate the Google XML Sitemaps plugin to hide this message. You can download an older version of this plugin from the <a href=\'%3$s\'>plugin website</a>.', 'google-sitemap-generator' ), 'plugins.php?plugin_status=active', esc_html( $GLOBALS['wp_version'] ), 'http://www.arnebrachhold.de/redir/sitemap-home/', '3.3' ) ) . '</p></div>';
}

/**
 * Adds a notice to the admin interface that the WordPress version is too old for the plugin
 *
 * @package sitemap
 * @since 4.0
 */
function sm_add_php_version_error() {
	/* translators: %s: search term */

	echo '<div id=\'sm-version-error\' class=\'error fade\'><p><strong>' . esc_html( __( 'Your PHP version is too old for XML Sitemaps.', 'google-sitemap-generator' ) ) . '</strong><br /> ' . esc_html( sprintf( __( 'Unfortunately this release of Google XML Sitemaps requires at least PHP %4$s. You are using PHP %2$s, which is out-dated and insecure. Please ask your web host to update your PHP installation or go to <a href=\'%1$s\'>active plugins</a> and deactivate the Google XML Sitemaps plugin to hide this message. You can download an older version of this plugin from the <a href=\'%3$s\'>plugin website</a>.', 'google-sitemap-generator' ), 'plugins.php?plugin_status=active', PHP_VERSION, 'http://www.arnebrachhold.de/redir/sitemap-home/', '5.2' ) ) . '</p></div>';
}

/**
 * Returns the file used to load the sitemap plugin
 *
 * @package sitemap
 * @since 4.0
 * @return string The path and file of the sitemap plugin entry point
 */
function sm_get_init_file() {
	return __FILE__;
}

/**
 * Register beta user consent function.
 */
function register_consent() {
	if ( ! ( defined( 'DOING_AJAX' ) && DOING_AJAX ) ) {
		if ( is_user_logged_in() && current_user_can( 'manage_options' ) ) {
			if ( isset( $_POST['user_consent_yes'] ) ) {
				if (isset($_POST['user_consent_yesno_nonce_token']) && check_admin_referer('user_consent_yesno_nonce', 'user_consent_yesno_nonce_token')){
					update_option( 'sm_user_consent', 'yes' );
				}
			}
			if ( isset( $_POST['user_consent_no'] ) ) {
				if (isset($_POST['user_consent_yesno_nonce_token']) && check_admin_referer('user_consent_yesno_nonce', 'user_consent_yesno_nonce_token')){
					update_option( 'sm_user_consent', 'no' );
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			if ( isset( $_GET['action'] ) ) {
				if ( 'no' === $_GET['action'] ) {
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						if( strpos( $_SERVER['QUERY_STRING'], 'google-sitemap-generator' ) ) {
							update_option( 'sm_show_beta_banner', 'false' );
							$count = get_option( 'sm_beta_banner_discarded_count' );
							if ( gettype( $count ) !== 'boolean' ) {
								update_option( 'sm_beta_banner_discarded_count', (int) $count + 1 );
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								add_option( 'sm_beta_banner_discarded_on', gmdate( 'Y/m/d' ) );
								update_option( 'sm_beta_banner_discarded_count', (int) 1 );
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							GoogleSitemapGeneratorLoader::setup_rewrite_hooks();
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							add_option( 'sm_beta_notice_dismissed_from_wp_admin', 'true' );
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						$auto_update_plugins = get_option( 'auto_update_plugins' );
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							$auto_update_plugins = array();
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			/*
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							$aio_seo_options                           = json_decode( $aio_seo_options );
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		GoogleSitemapGeneratorLoader::activation_indexnow_setup();

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			$updateUrlRules['sm_b_rewrites2'] = true;
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			update_option('sm_options', $updateUrlRules);
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	}
	if(isset($updateUrlRules['sm_links_page'] )){
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			$updateUrlRules['sm_links_page'] = 1000;
			update_option('sm_options', $updateUrlRules);
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	if(!isset($updateUrlRules['sm_b_activate_indexnow']) || $updateUrlRules['sm_b_activate_indexnow'] == false){
		$updateUrlRules['sm_b_activate_indexnow'] = true;
		$updateUrlRules['sm_b_indexnow'] = true;
		update_option('sm_options', $updateUrlRules);
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}

function disable_plugins_callback(){
    if (current_user_can('manage_options')) {
        check_ajax_referer('disable_plugin_sitemap_nonce', 'nonce');

        $pluginList = sanitize_text_field($_POST['pluginList']);
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                /* all in one seo deactivation */
                $aioseo_option_key = 'aioseo_options';
                if ($aioseo_options = get_option($aioseo_option_key)) {
                    $aioseo_options = json_decode($aioseo_options, true);
                    $aioseo_options['sitemap']['general']['enable'] = false;
                    update_option($aioseo_option_key, json_encode($aioseo_options));
                }
            }
            if ($plugin === 'wordpress-seo/wp-seo.php') {
                /* yoast sitemap deactivation */
                if ($yoast_options = get_option('wpseo')) {
                    $yoast_options['enable_xml_sitemap'] = false;
                    update_option('wpseo', $yoast_options);
                }
            }
			if ($plugin === 'jetpack/jetpack.php') {
                /* jetpack sitemap deactivation */
                $modules_array = get_option('jetpack_active_modules');
				if(is_array($modules_array)) {
					if (in_array('sitemaps', $modules_array)) {
						$key = array_search('sitemaps', $modules_array);
						unset($modules_array[$key]);
						update_option('jetpack_active_modules', $modules_array);
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				}
            }
			if ($plugin === 'wordpress-sitemap') {
                /* Wordpress sitemap deactivation */
                $options = get_option('sm_options', array());
				if (isset($options['sm_wp_sitemap_status'])) $options['sm_wp_sitemap_status'] = false;
				else $options['sm_wp_sitemap_status'] = false;
				update_option('sm_options', $options);
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        echo 'Plugins sitemaps disabled successfully';
        wp_die();
    }
}

function conflict_plugins_admin_notice(){
	GoogleSitemapGeneratorLoader::create_notice_conflict_plugin();
}

 /* send to index updated url */
function indexnow_after_post_save($new_status, $old_status, $post) {
	$indexnow = get_option('sm_options');
	$indexNowStatus = isset($indexnow['sm_b_indexnow']) ? $indexnow['sm_b_indexnow'] : false;
	if ($indexNowStatus === true) {
	    $newUrlToIndex = new GoogleSitemapGeneratorIndexNow();
		$is_changed = false;
		$type = "add";
		if ($old_status === 'publish' && $new_status === 'publish') {
			$is_changed = true;
			$type = "update";
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			$is_changed = true;
			$type = "add";
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		else if ($old_status === 'publish' && $new_status === 'trash') {
			$is_changed = true;
			$type = "delete";
		}
		if ($is_changed) $newUrlToIndex->start(get_permalink($post));
    }
}

// Don't do anything if this file was called directly.
if ( defined( 'ABSPATH' ) && defined( 'WPINC' ) && ! class_exists( 'GoogleSitemapGeneratorLoader', false ) ) {
	sm_setup();
	
	if(isset(get_option('sm_options')['sm_wp_sitemap_status']) ) $wp_sitemap_status = get_option('sm_options')['sm_wp_sitemap_status'];
	else $wp_sitemap_status = true;
	if($wp_sitemap_status = true) $wp_sitemap_status = '__return_true';
	else $wp_sitemap_status = '__return_false';
	add_filter( 'wp_sitemaps_enabled', $wp_sitemap_status );
	
	add_action('wp_ajax_disable_plugins', 'disable_plugins_callback');

	add_action('admin_notices', 'conflict_plugins_admin_notice');

}

<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
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<channel>
	<title>Current &#8211; Affiliate Marketing Programs | CBOMO.COM</title>
	<atom:link href="https://cbomo.com/tag/current/feed/" rel="self" type="application/rss+xml" />
	<link>https://cbomo.com</link>
	<description>Your Affiliate Online Money Opportunities</description>
	<lastBuildDate>Thu, 27 Jun 2024 00:47:24 +0000</lastBuildDate>
	<language>en-US</language>
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	hourly	</sy:updatePeriod>
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	<item>
		<title>TikTok Investment Surge: Over half of current advertisers plan to increase their activity</title>
		<link>https://cbomo.com/tiktok-investment-surge-over-half-of-current-advertisers-plan-to-increase-their-activity/</link>
					<comments>https://cbomo.com/tiktok-investment-surge-over-half-of-current-advertisers-plan-to-increase-their-activity/#respond</comments>
		
		<dc:creator><![CDATA[Simon Theakston]]></dc:creator>
		<pubDate>Thu, 27 Jun 2024 00:47:24 +0000</pubDate>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[Activity]]></category>
		<category><![CDATA[Advertisers]]></category>
		<category><![CDATA[Current]]></category>
		<category><![CDATA[increase]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Plan]]></category>
		<category><![CDATA[Surge]]></category>
		<category><![CDATA[TikTok]]></category>
		<guid isPermaLink="false">https://cbomo.com/tiktok-investment-surge-over-half-of-current-advertisers-plan-to-increase-their-activity/</guid>

					<description><![CDATA[[ad_1] TikTok is more than just a platform for dance challenges and viral memes. It’s a powerful marketing tool that’s capturing the attention—and investment—of marketers worldwide. According to a recent HubSpot report, 56% of marketers using TikTok plan to increase their investment in the platform next year. This makes TikTok the leading platform in terms of planned investment growth, surpassing other social media giants like Instagram and YouTube. Why TikTok? The surge in TikTok investment is driven&#8230;]]></description>
										<content:encoded><![CDATA[<p> [ad_1]<br />
</p>
<div>
<p>TikTok is more than just a platform for dance challenges and viral memes. It’s a powerful marketing tool that’s capturing the attention—and investment—of marketers worldwide.</p>
<p><a target="_blank" href="https://blog.hubspot.com/marketing/marketing-trends" rel="noopener">According to a recent HubSpot report</a>, 56% of marketers using TikTok plan to increase their investment in the platform next year. This makes TikTok the leading platform in terms of planned investment growth, surpassing other social media giants like Instagram and YouTube.</p>
<h4>Why TikTok?</h4>
<p>The surge in TikTok investment is driven by several factors. Firstly, TikTok’s algorithm is designed to promote content based on engagement rather than follower count. This allows even new users to gain visibility and go viral, providing a level playing field for marketers. The platform’s emphasis on short-form video content also resonates well with the current digital consumption trends, where users prefer quick, engaging snippets over lengthy posts.</p>
<h4>High Engagement Rates</h4>
<p>TikTok boasts some of the highest engagement rates in the social media landscape. Users spend an average of 52 minutes per day on the app, which is higher than other platforms like Instagram and Snapchat. This high user engagement translates to more opportunities for brands to capture attention and drive conversions.</p>
<p>A significant aspect of TikTok’s appeal is its ability to foster a sense of community. Challenges, trends, and collaborative content encourage users to participate actively, creating a vibrant ecosystem that marketers can tap into. For example, brands can launch hashtag challenges to promote user-generated content, thereby increasing their reach and engagement organically.</p>
<h4>Effective Advertising Options</h4>
<p>TikTok offers various advertising options that cater to different marketing goals. These include:</p>
<ul>
<li><strong>In-Feed Ads</strong>: These are similar to Instagram Stories ads and appear in the user’s feed. They can include call-to-action buttons to drive traffic to a landing page or app download.</li>
<li><strong>Brand Takeovers</strong>: These ads appear when users open the app, ensuring immediate visibility. They can include images, GIFs, or videos.</li>
<li><strong>Branded Hashtag Challenges</strong>: These encourage users to create content around a specific hashtag, promoting user engagement and brand visibility.</li>
<li><strong>Branded Effects</strong>: These are similar to Snapchat filters and allow brands to create custom stickers, filters, and effects that users can apply to their videos.</li>
</ul>
<p>These diverse ad formats allow brands to be creative and integrate seamlessly into the TikTok experience, making advertisements feel less intrusive and more engaging.</p>
<h4>Success Stories</h4>
<p>Numerous brands have successfully leveraged TikTok to boost their marketing efforts. For instance, skincare brand La Roche-Posay partnered with influencers to promote their products through authentic and relatable content. This campaign not only increased brand awareness but also drove significant traffic to their online store.</p>
<p>Another example is Chipotle, which launched the #GuacDance challenge, encouraging users to share videos of themselves dancing. The campaign was a massive success, resulting in over 250,000 video submissions and a 430% increase in avocado orders on National Avocado Day.</p>
<h4>Future Prospects</h4>
<p>Looking ahead, TikTok’s growth trajectory shows no signs of slowing down. The platform is continuously innovating, introducing new features and advertising options to enhance user experience and provide more value to marketers. For instance, TikTok is testing longer video formats, which could open up new possibilities for in-depth content and storytelling.</p>
<p>Moreover, as TikTok continues to expand its user base globally, brands have the opportunity to reach diverse audiences across different regions. This global reach, combined with the platform’s high engagement rates and innovative ad formats, makes TikTok an indispensable tool for modern marketers.</p>
<p>The significant increase in TikTok investment by marketers underscores the platform’s growing influence in the digital marketing landscape. With its unique algorithm, high engagement rates, and diverse advertising options, TikTok offers unparalleled opportunities for brands to connect with their audience in creative and authentic ways. As the platform continues to evolve, staying ahead of the trends and leveraging TikTok’s full potential will be crucial for marketers aiming to drive success in the ever-competitive social media space.</p>
</p></div>
<p>[ad_2]<br />
<br /><a href="https://www.affiversemedia.com/tiktok-investment-surge-over-half-of-current-advertisers-plan-to-increase-their-activity/">Source link </a></p>
]]></content:encoded>
					
					<wfw:commentRss>https://cbomo.com/tiktok-investment-surge-over-half-of-current-advertisers-plan-to-increase-their-activity/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Entering the Netherlands: Revising Strategies &#038; Navigating the Current Trends</title>
		<link>https://cbomo.com/entering-the-netherlands-revising-strategies-navigating-the-current-trends/</link>
					<comments>https://cbomo.com/entering-the-netherlands-revising-strategies-navigating-the-current-trends/#respond</comments>
		
		<dc:creator><![CDATA[er@affiverse.com]]></dc:creator>
		<pubDate>Thu, 29 Feb 2024 16:21:08 +0000</pubDate>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[Current]]></category>
		<category><![CDATA[Entering]]></category>
		<category><![CDATA[Navigating]]></category>
		<category><![CDATA[Netherlands]]></category>
		<category><![CDATA[Revising]]></category>
		<category><![CDATA[strategies]]></category>
		<category><![CDATA[Trends]]></category>
		<guid isPermaLink="false">https://cbomo.com/entering-the-netherlands-revising-strategies-navigating-the-current-trends/</guid>

					<description><![CDATA[[ad_1] This week, Lee-Ann invites Floris Assies (Founder and CEO, BetterWorldCasinos.com) and Steven Vrolijk (Managing Partner, XY Legal Solutions) to discuss the strategies and current trends in the iGaming industry in the Netherlands. They provide insights into the history of iGaming regulation in the country and the recent changes that have allowed operators and affiliates to enter the market. They also discuss the marketing and strategic landscape in the Netherlands, highlighting the importance of language and cultural&#8230;]]></description>
										<content:encoded><![CDATA[<p> [ad_1]<br />
</p>
<div>
<p><span style="font-weight: 400;">This week, Lee-Ann invites Floris Assies (Founder and CEO,</span><a target="_blank" href="http://betterworldcasinos.com/" rel="noopener"> <span style="font-weight: 400;">BetterWorldCasinos.com</span></a><span style="font-weight: 400;">) and Steven Vrolijk (Managing Partner, <a target="_blank" href="https://xyls.nl" rel="noopener">XY Legal Solutions</a>) to discuss the strategies and current trends in the iGaming industry in the Netherlands. They provide insights into the history of iGaming regulation in the country and the recent changes that have allowed operators and affiliates to enter the market. They also discuss the marketing and strategic landscape in the Netherlands, highlighting the importance of language and cultural factors. The speakers also touch on the challenges and opportunities in the Dutch market, including the highly regulated nature of the industry and the importance of compliance.</span></p>
<p><span style="font-weight: 400;">Listen in here for all of the insights:</span></p>
<p> </p>
<h4><b>The Importance of Language</b></h4>
<p><span style="font-weight: 400;">Lee-Ann asks, “As a smaller European region, what are some of the big trends that you’re seeing in this market and what are some of the tips that you can give to our listeners, both affiliates and affiliate managers?”</span></p>
<p><span style="font-weight: 400;">Floris replies, “Well, actually, let’s dive into the point of language that you just pointed out. Because most Dutch people have a high level of English. But still, especially as an affiliate, you want to establish trust. And trust is best established when you approach somebody in their own native language – especially now in the times of AI language models, it’s very easy to just throw things to translators. When this whole thing started, I felt, I heard a lot of content creators saying, “Oh, what’s going to happen to my profession?” Well, they’re all still there and we still need them very much, because language models are mainly trained on English. So, their Dutch is absolutely not good enough.</span></p>
<p><span style="font-weight: 400;">“You need good copy and good content writers to provide proper Dutch content. So that’s the first thing not to be underestimated. I would, if you’re serious about approaching the Dutch market, I would say you need to do it in the Dutch language. That’s my recommendation.”</span></p>
<h4><b>Opportunities for Affiliates in the Netherlands</b></h4>
<p><span style="font-weight: 400;">Steven mentions, “I received some topics for this podcast and one asked ‘what would make the Dutch market interesting for affiliates?’ To be completely honest, the market is being heavily regulated, which makes it, of course, a little bit more difficult to get a position. The regulations are hard on affiliates as well. But the other side of things is that the unfocused advertising is going to disappear within a couple of years. So from the 1st of July onwards it will not be possible to sponsor events anymore. It won’t be possible to sponsor sports and t-shirts and stuff like that.</span></p>
<p><span style="font-weight: 400;">“You could say it’s a hard market for affiliates because there are a lot of regulations, but on the other side, the only acquisition tool left will be a focused one. This means that operators are probably going to be interested in working with affiliates more and more. Simply because there are not really any other acquisition tools left and that’s a legit point making the affiliate sector interesting in the Netherlands.”</span></p>
<h4><b>A Piece of the Pie</b></h4>
<p><span style="font-weight: 400;">Floris says, “B</span><span style="font-weight: 400;">ut what I think makes the Netherlands very difficult  is that it’s a very small market and it’s very saturated. Look, we only have 600-something-thousand players. So it’s a relatively small pie that we need to share. And because it’s such high value players, there are a lot of big players in the market that like to get a piece of that pie.</span></p>
<p><span style="font-weight: 400;">“I was just actually discussing it this morning with a colleague. We saw already in the US and UK and other big markets that Parasite SEO has become very big. I actually came across some Parasite SEO in the Netherlands as well. So this means for the people that are not familiar with it, very big publishers that generally don’t have anything to do with this niche, all of a sudden start adding casino content to their sites and leveraging all the authority they already have and in no time start outranking other sites that have been around for a very long time. So it’s a tough market – but a good market. If you make it, then there’s a lot of money to be made. But it’s hard to get in. I think you need a very clear strategy, a very clear focus to get in and to get started.”</span></p>
<h4><b>Listen to find out more about:</b></h4>
<ul>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Compliance with Dutch regulations </span><span style="font-weight: 400;">–</span><span style="font-weight: 400;"> including the 95% rule (essential for affiliates in the market).</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">A sustainable approach to gambling.</span></li>
<li style="font-weight: 400;" aria-level="1">The crucial role that language and cultural factors play in the Dutch market.</li>
</ul>
<h4></h4>
<h4>Key segments of this podcast and where you can tune in to go direct:</h4>
<p><b>[12:48] </b><span style="font-weight: 400;">Tips for Affiliates Entering the Dutch Market</span></p>
<p><b>[27:28] </b><span style="font-weight: 400;">The Importance of Affiliation for Consumer Protection</span></p>
<p><b>[35:00]</b><span style="font-weight: 400;"> Compliance and the 95% Rule</span></p>
<p> </p>
<h4><b>The Final Countdown! Affiverse AMPLIFY 2024</b></h4>
<p><strong>Virtual Event – March 19 and 20</strong></p>
<p><span style="font-weight: 400;">Grow your knowledge and make connections at our unmissable virtual event for </span><b>Affiliates and Affiliate Managers</b><span style="font-weight: 400;">.</span></p>
<p><span style="font-weight: 400;">Bringing together some of the most interesting and influential people in the performance marketing industry, don’t miss your chance to attend AMPLIFY 2024 and learn from them. Tickets are free but you must be registered. Or opt to watch at a time to suit you with an All Access Ticket.</span></p>
<p><span style="font-weight: 400;">Your All Access Ticket (£49) ensures that you can watch/listen to all of the content at a time to suit you AFTER the event. </span></p>
<p><span style="font-weight: 400;">Get your ticket</span><a target="_blank" href="https://www.affiversemedia.com/affiverse-amplify-2024/" rel="noopener"> <span style="font-weight: 400;">now!</span></a><span style="font-weight: 400;"> </span></p>
<h4><b>Rate, Review &amp; Subscribe on Apple Podcasts </b></h4>
<p><span style="font-weight: 400;">“I love Affiverse’s Affiliate Marketing Podcast.” </span><i><span style="font-weight: 400;">&lt;– If that sounds like you</span></i><span style="font-weight: 400;">,</span><a target="_blank" href="https://podcasts.apple.com/us/podcast/affiliateinsider-affiliate-marketing-podcast/id1472729388?uo=4" rel="noopener"><span style="font-weight: 400;"> please give us a 5 Star rating here</span></a><span style="font-weight: 400;">! Taking the time to do that, helps us support more people in our community to access digital and affiliate marketing insights, expert lead learnings and allows us to share the latest online marketing tactics that help Affiliate programs and businesses to grow. </span></p>
<p><a target="_blank" href="https://podcasts.apple.com/us/podcast/affiliateinsider-affiliate-marketing-podcast/id1472729388?uo=4" rel="noopener"><span style="font-weight: 400;">Click here</span></a><span style="font-weight: 400;">, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” </span></p>
<p><span style="font-weight: 400;">Also, if you haven’t done so already,</span><a target="_blank" href="https://www.affiversemedia.com/newsletter-sign-up/" rel="noopener"> <span style="font-weight: 400;">subscribe to our weekly newsletter</span></a> <span style="font-weight: 400;">and never miss out on FREE insights and training. </span></p>
<p><a target="_blank" href="https://podcasts.apple.com/us/podcast/affiliateinsider-affiliate-marketing-podcast/id1472729388?uo=4" rel="noopener"><b>Subscribe to our podcast HERE!</b></a></p>
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		<title>Beacon Media + Marketing Shares 5 Effective Strategies For C&#8230;</title>
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		<pubDate>Sun, 16 Apr 2023 17:25:48 +0000</pubDate>
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					<description><![CDATA[[ad_1] (MENAFN&#8211; EIN Presswire) RENO, NEVADA, UNITED STATES, April 13, 2023/einpresswire.com / &#8212; Patient retention marketing is a great tool to use for keeping current clients happy and engaged. And in a newly published guide, Beacon Media + Marketing shares five great ways to ensure that clients remain engaged . Healthcare marketing strategies are often focused on bringing in new clients, and this is great for expanding locally. However, efforts to keep current clients are just as&#8230;]]></description>
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<table>(<a target="_blank" style="color:black" href="https://menafn.com" rel="noopener">MENAFN</a>&#8211; EIN Presswire)<br />
RENO, NEVADA, UNITED STATES, April 13, 2023/einpresswire.com / &#8212; Patient retention marketing is a great tool to use for keeping current clients happy and engaged. And in a newly published guide, Beacon Media + Marketing shares five great ways to ensure that clients remain engaged . </p>
<p>Healthcare marketing strategies are often focused on bringing in new clients, and this is great for expanding locally. However, efforts to keep current clients are just as critical if healthcare businesses want to maintain a positive image and develop quality brand recognition. </p>
<p>Customer relationship management plays a huge role in the health of any business, and strong marketing strategies need to take into consideration all target audiences. Consider the following five ways that healthcare companies can keep current clients engaged and happy.</p>
<p>.Communicate between visits <br />.Make patients feel valued<br />.Reduce wait time <br />.Social media Engagement <br />.Content marketing, email campaigns, and podcasts</p>
<p>It&#8217;s essential that healthcare company owners understand that the benefits for patient retention don&#8217;t simply stop at profit. This also translates into a better patient experience as well because by consistently visiting the same clinic, providers can build a better picture of a patient&#8217;s health and offer improved care and treatment options. </p>
<p>Finally, by analyzing current retention strategies, a healthcare business can figure out the areas that need improvement. And this is where partnering with a marketing company may be of great assistance.</p>
<p>Here at Beacon Media + Marketing, we have a team of marketing professionals who can take your brand vision. With solid marketing tactics, we can enhance your efforts to build your patient base and help keep your clients coming through your doors – instead of your competition. </p>
<p>Through a combination of expert marketing, social media strategy, paid ads, and email marketing, we have the tools to help you grow and keep your patients coming back. If you&#8217;d like to learn more, you can reach out to Beacon Media + Marketing via the company site .</p>
<p>Adrienne Wilkerson<br />Beacon Media + Marketing<br />+1 775-824-5626<br />email us here </p>
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		<title>Project Platinum Review By A Current Clickbank Platinum Member: Is It Worth Buying? </title>
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		<dc:creator><![CDATA[cbomo]]></dc:creator>
		<pubDate>Mon, 27 Mar 2023 16:59:12 +0000</pubDate>
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					<description><![CDATA[[ad_1] Project Platinum is a brand new affiliate marketing training program by Robby Blanchard that uses AI tools and generates affiliate profits. This program is 100% legit with proven results from current and past students.  Robby has named it Project Platinum because this program trains its users to earn at least $250,000 on Clickbank platform in a year. When you make $250K in sales, you get a Platinum award from Clickbank.  Continue reading to find out what&#8230;]]></description>
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<p>Project Platinum is a brand new affiliate marketing training program by Robby Blanchard that uses AI tools and generates affiliate profits. This program is 100% legit with proven results from current and past students. </p>
<p>Robby has named it Project Platinum because this program trains its users to earn at least $250,000 on Clickbank platform in a year. When you make $250K in sales, you get a Platinum award from Clickbank.  Continue reading to find out what makes this program helpful and how you can set up an independent business at home and start a passive income. </p>
<p><a target="_blank" class="customlinkcss" href="https://bit.ly/project-platinum-2023" rel="sposored, index, nofollow noopener" title="Click Here to Get Access to the Project Platinum Program by Robby Blanchard (Limited Time Offer)">Click Here to Get Access to the Project Platinum Program by Robby Blanchard (Limited Time Offer)</a></p>
<h2>Project Platinum Reviews </h2>
<p>Are you looking for a way to make money online but do not know how to start? Do you see all these training courses around, and choosing one feels tricky? Learn to make legit money with the Project Platinum program by selling highly profitable products from different companies and earning commission over every sale. How does this sound?<br />&#13;<br />
 <br />&#13;<br />
Making money is surely not an easy thing, and there is no ‘effortless’ earning at all. But there are some ‘smart ways’ that help get this process started and then the profit earned is based on the individual effort that everyone puts towards it. The idea of affiliate marketing is not new, yet most people are clueless about how to earn money through it. Project Platinum training helps people who are new to affiliate marketing and educate them on how to make it useful for them.  Read this Project Platinum review to know everything about it. </p>
<p>MUST SEE: “<a target="_blank" class="customlinkcss" href="https://bit.ly/project-platinum-2023" rel="sposored, index, nofollow noopener" title="Critical New Report on Project Platinum - This May Change Your Mind">Critical New Report on Project Platinum &#8211; This May Change Your Mind</a> ”</p>
<h2>What is Project Platinum?</h2>
<p>Project Platinum by Robby Blanchard is a complete guide on how to step your feet into digital entrepreneurship. It offers guidance, AI tools, and access to the latest software that helps set up an online business.</p>
<p>It is created for people that spend the most time at home and need a little help to make some cash. Interestingly, it does not need any education, degree, background, or experience in running or working with a business. Students, part-time workers, housewives, stay-at-home mommies, and everyone can join Project Platinum without a qualification test. </p>
<p>It has a fully developed website with information on how to make money following simple steps. There are many testimonials shared, exhibiting how some trainees were able to make thousands of dollars within a few weeks of this training. And the best part is that the profit continues to expand without any standard or limit. </p>
<p>The person behind this program is Robby Blanchard. You may know him from Blanchard Media, the company he owns. He is also famous in the affiliate world as a mentor and one of the best ClickBank affiliate markers. This program is his way of helping newcomers understand this world and start generating profits without making the common mistakes that most people make.</p>
<h2>How To Make Money With Project Platinum?</h2>
<p>Project Platinum is an online program sharing reading material, videos, software, and tools accessible to trainees. This material helps them start their first online business venture through ClickBank. </p>
<p>Becoming a part of it gives them direct access to more than $50,000 worthy products. They can choose the products with the highest margin of profits and use them to earn through affiliate marketing. </p>
<p>Here is what each participant will get </p>
<p>●    Six weeks long extensive online training <br />&#13;<br />
●    AI-powered guideline to understanding online business <br />&#13;<br />
●    Direct and private coaching with the mentor <br />&#13;<br />
●    Facebook community to interact with fellow trainees and share valuable tips and information <br />&#13;<br />
●    Complete details on how to generate heavy traffic on your landing page using technological help. </p>
<p>Not to forget, becoming a part of Project Platinum also gives direct access to the previous program Commission Hero. This program was a big hit for Robby Blanchard. This new program has the same goal, to help the newbies understand and work in this field without leaving the house. </p>
<p><a target="_blank" class="customlinkcss" href="https://bit.ly/project-platinum-2023" rel="sposored, index, nofollow noopener" title="Learn How to Generate $1000 Per Day With Project Platinum Without Owning a Product (Simple 3-Step System REVEALED) ">Learn How to Generate $1000 Per Day With Project Platinum Without Owning a Product (Simple 3-Step System REVEALED) </a></p>
<h2>A Deeper Look Into Project Platinum Training </h2>
<p>Project Platinum has tools, information, and gadget access that costs thousands of dollars if you buy them separately. To ease the burden on the trainees, the company is offering all of this for a discounted price, with a lot of free stuff. </p>
<p>Here is what you will get by becoming a part of Project Platinum. </p>
<p><strong>Module One: 6-Week Platinum Masterclass</strong></p>
<p>To start with, this training has a masterclass explaining what makes affiliate marketing a profitable venture. Obviously, it is unwise to spend money and time on something that is not worthy. But not everyone understands the affiliate world and how it works. In this masterclass, Robby explains why, how and in what ways affiliate marketing can help you earn money. </p>
<p><strong>Module Two: 12 Months Access to Project Platinum AI Software</strong></p>
<p>All trainees will get access to the AI tools and software that Robby and his team have shortlisted. These tools cut the time and effort that is spent on creating new campaigns, analyzing the progress, and changing the strategies. </p>
<p><strong>Module Three: Money Magnet Traffic Training</strong></p>
<p>Here the trainees will learn how to get traffic to your landing pages, with a high chance of ending up with a deal or purchase. It includes Robby’s secrets, tips, and ideas from other successful marketers that turned out a hit. </p>
<p><strong>Module Four: $250K Elite Platinum Offers</strong></p>
<p>Next, Robby teaches how to make the best offers that pay thousands of dollars, with negotiations, and earn profits. You will also learn how to get rid of the boring, low-profit products that are a waste of time waste. </p>
<p><strong>Module Five: Project Platinum Coaching Group</strong></p>
<p>All trainees will get immediate access to a private group which is created for sharing ideas, and problems and helping other trainees in this program. It helps build a strong community focused on helping each other grow. You may also read the success stories and tips here on how your fellow members are making good money. You can also share your story or issues, asking others to help you with a solution. </p>
<p><strong>Module Six: 7 Figure Platinum Case Studies</strong></p>
<p>Next, there are some case studies added for the Project Platinum users to understand how an ideal campaign should work. These case studies belong to Robby and his students and share valuable lessons on setting up an online business. Some of these case studies are of people with no background knowledge or experience of the affiliate world. This can be inspiring for the newbies that want to do something for themselves. </p>
<p><strong>Module Seven: Instant Scale Training</strong></p>
<p>Finally, the trainees will get basic training for scaling up the efforts and profits too. If a person is earning $10 daily, this scaling-up training will help him reach $100 or even $1000 per day. The profit has no limits, and with more intensive personal efforts, you may also reach thousands of dollars in a single day.</p>
<p><a target="_blank" class="customlinkcss" href="https://bit.ly/project-platinum-2023" rel="sposored, index, nofollow noopener" title="Is Project Platinum Legit and Worth Buying? Read This Latest Report That May Surprise You!">Is Project Platinum Legit and Worth Buying? Read This Latest Report That May Surprise You!</a></p>
<h2>How Expensive Is Project Platinum? </h2>
<p>Project Platinum is all set to launch and accept trainees through an online application and registration system. Remember, this is not free training, and the things it teaches are expensive. You can pay a one-time fee that is $2,497 or choose to pay installments. These installments are $997 every 30 days for three months. </p>
<p>Trusting an online program can be risky. This risk decreases when the company gives a full guarantee of its product. For example, Project Platinum comes with a money-back guarantee so that people stop hesitating to try it.</p>
<p>It requires some conditions that are fully explained on the official website. According to this information, only those participants that failed to join the training or the Facebook support group are eligible to get a refund. If you start attending the program the company will not accept your refund request. </p>
<p>The users of the previous program, Commission Hero, upgraded to Project Platinum, are also eligible for this refund. It is only granted to the new trainees that failed to join the course after registration and payment of the fee. </p>
<h2>Bonuses For Project Platinum Trainees</h2>
<p>Following are some bonuses that all trainees will get. There is no need to look for these or ask for these bonuses. All the new orders will automatically be considered for main components as well as bonuses.</p>
<p>Here is a sneak peek of the Project Platinum bonuses.</p>
<p><strong>Bonus #1: Virtual Event Ticket</strong></p>
<p>First of all, the trainees will get a free ticket or entry pass to the next event hosted by Robby Blanchard. Access to these events is usually limited and private. Being a part of new ventures helps expand the skills, services, and business tactics. The entry pass for these events usually costs about $1000 each, but the trainees will get it for free. </p>
<p>The digital virtual event includes two days of lectures, direct training, discussion of new marketing strategies, and tips to expand your profits to thousands of dollars per day.</p>
<p><strong>Bonus #2: YouTube 6-Week Masterclass</strong></p>
<p>The next gift is a six-week-long masterclass teaching how to use YouTube, the biggest video source to run digital marketing campaigns. It also includes learning Facebook Ads, which further help engage more people in your business. Using the right strategies here, you can ensure good clientage from both YouTube and Facebook. </p>
<p><strong>Bonus #3: Project Platinum Landing Page Builder</strong></p>
<p>All Project Platinum users will learn about building new and compelling landing pages to attract traffic. Usually, the first thing people will see and notice about your business is the landing page, which shows up the moment they click on your affiliate ad or link. </p>
<p>A catchy and compelling design and content can add to the chances of making new customers. Usually, landing pages require separate training. Or the digital marketers get them made in exchange for a hefty amount. Not anymore if you have joined Project Platinum because you will be creating your own landing page here. </p>
<p>With the basic guidelines and tips, everyone can create attractive landing pages with winning content. And you can save this amount paid to buy a landing page or get it designed by another person.</p>
<p><strong>Bonus #4: DFY 7 Figure Landing Pages</strong></p>
<p>The creation of a landing page is not enough, and Robby wants the trainees to be the best at their offerings. He has added free access to this software that helps trainees use the templates for landing pages, with guaranteed success in campaigns. You may use them for inspiration and create your own landing pages. </p>
<p><strong>Bonus #5: Full Access to Spy Hero</strong></p>
<p>Not many people know about Spy Hero, which is a research tool helping marketers understand the latest trends. All participants of Project Platinum will get one month of access to this software and see the campaigns other people are using. They can know the advertising secrets and campaign strategies of other people that are making good money using affiliate marketing.</p>
<p>Using this information, you can run better ads on Facebook as well as YouTube. Also, it helps understand the competitors and their strategies to become successful.  </p>
<p><strong>Bonus #6: Full Access to Cometly</strong></p>
<p>Cometly is a software that helps track progress, income, and overall performance. It helps with self-evaluation and changes or devising marketing strategies based on previous campaigns and success rates. This accountability check improves the business model and ensures profits in the long run. </p>
<p><strong>Bonus #7: Access to the Project Platinum App</strong></p>
<p>There is a mobile phone application for Project platinum too, which means it is highly compatible with personal devices. It works best on android and IOS. This app is free, and signing up for the program gives VIP access to information this app offers. </p>
<p><strong>Special Bonus: Lifetime Access to Project Platinum AI Software</strong></p>
<p>Every trainee of the new Project Platinum will get lifetime access to AI support and software. This subscription and availability are not time-bound, and you can use AI tools to help expand your business further. </p>
<p><strong>Special Bonus: Platinum Celebrity Offer Access </strong></p>
<p>To make this fun and interesting, Robby Blanchard has collaborated with Mike Tyson, the famous celebrity. The trainees will get exclusive celebrity access and offers in the future after becoming a part of the project platinum family.</p>
<p><strong>Special Bonus: A Direct Access to Commission Hero</strong></p>
<p>As mentioned before, Project Platinum is not the first-ever project Robby Blanchard. He is behind an earlier hit program, too, called Commission Hero. </p>
<p>Being a part of Project Platinum also gives full access to this previous program without paying anything extra. It is to help the trainees see how this mentorship is evolved and upgraded every time. </p>
<p>It is also helpful for people that cannot decide between these two programs. Simply sign up for Project Platinum and get access to Commission Hero too. </p>
<p><strong>Special Bonus: A Vacation!</strong></p>
<p>Although Project Platinum is not the first project of Robby, it certainly has something that he has never offered before. This final bonus is something you will not see any other affiliate training program offer. </p>
<p>After making your first hit at $1000 per day, using the training provided by Project Platinum, the company gives you a free vacation. It is to reward you for the efforts, time, and skills used to reach here. </p>
<p>As per a rough estimation, Robby is offering nearly $59,744 worth of stuff to these new trainees for absolutely free. From tickets to software and vacation, there is a huge variety and diversity in these bonuses. This is a limited-time offer and only available for the people that decide on being a part of Project Platinum at their earliest. </p>
<p><a target="_blank" class="customlinkcss" href="https://bit.ly/project-platinum-2023" rel="sposored, index, nofollow noopener" title="Visit the official website and get more details on how to buy a Project Platinum membership with discounts. ">Visit the official website and get more details on how to buy a Project Platinum membership with discounts. </a></p>
<h2>Project Platinum Review: Summary </h2>
<p>Here is a list of the pros and cons of Project Platinum. Read them before deciding to be a part of it.</p>
<p><strong>Pros</strong></p>
<p>●    It is a comprehensive, well-structured, and detailed program with practical examples<br />&#13;<br />
●    There are dozens of success stories from Robby’s trainees and how they ended up earning thousands of dollars per day<br />&#13;<br />
●    You do not need any investment or purchase to start an affiliate business online.  <br />&#13;<br />
●    This is the price for the training and resources that teach you how to earn good profits over selling things that are in demand <br />&#13;<br />
●    It has a high-profit margin for newbies as well as existing marketers. <br />&#13;<br />
●    There are no lies and false hopes the training or mentor offers, and everything he says has a practical impact <br />&#13;<br />
●    It gives free access to additional tools that otherwise cost extra </p>
<p><strong>Cons</strong><br />&#13;<br />
●    It may be an expensive option compared to other training programs <br />&#13;<br />
●    The results may vary and are highly dependent upon the personal efforts a trainee adds to it <br />&#13;<br />
●    There is no 100% guarantee of high profits without giving the effort and time it needs</p>
<h2>Project Platinum Reviews: Conclusion</h2>
<p>To conclude, Project Platinum seems like a legit way to make money online. It is created by Robby Blanchard, one of the most successful affiliate marketers in the world. This program covers the latest trends, and the personal experience of the mentor, to help new entrepreneurs anchor their feet.</p>
<p>Registration is about to open, and there are only a few seats available. Hurry up and decide to join it before the registration closes.</p>
<p><a target="_blank" class="customlinkcss" href="https://bit.ly/project-platinum-2023" rel="sposored, index, nofollow noopener" title="Click here to visit the official Project Platinum website right now. ">Click here to visit the official Project Platinum website right now. </a></p>
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		<title>Why This Key Buy Signal Is Making Me Nervous About Current Market Conditions…</title>
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		<pubDate>Sun, 26 Mar 2023 12:18:09 +0000</pubDate>
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					<description><![CDATA[[ad_1] This week, we had the latest meeting by the Federal Reserve. The central bank raised interest rates by 25 basis points, and indicated that we&#8217;re likely close to a pause. You&#8217;d imagine the stock market (SPY) would cheer&#8230; But I&#8217;m seeing something else that&#8217;s making me nervous. Read on. (Please enjoy this updated version of my weekly commentary originally published March 23rd, 2023 in the POWR Stocks Under $10 newsletter). Market Commentary So, in addition to&#8230;]]></description>
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<p>This week, we had the latest meeting by the Federal Reserve. The central bank raised interest rates by 25 basis points, and indicated that we&#8217;re likely close to a pause. You&#8217;d imagine the stock market (SPY) would cheer&#8230; But I&#8217;m seeing something else that&#8217;s making me nervous. Read on.</p>
<p>(Please enjoy this updated version of my weekly commentary originally published March 23<sup>rd</sup>, 2023 in the <a target="_blank" href="https://report.stocknews.com/special-offer/powr-stocks/?campaignid=7016S000001nW7tQAE" rel="noopener">POWR Stocks Under $10 newsletter</a>).</p>
<p><strong>Market Commentary</strong></p>
<p><strong> </strong>So, in addition to the POWR services I run, I also head up this options trading newsletter called Income Trader.</p>
<p>And our picks are based on this amazing, proprietary, Charles Dow award-winning algorithm. And this week, there was something bizarre about all of the &#8220;buy&#8221; signals it gave…</p>
<p>About half of the tickers on were short ETFs.</p>
<p>Now, for this algorithm, when a stock is on a &#8220;buy&#8221; signal, it&#8217;s usually an indication that its price has a higher likelihood of rising in the near future. It&#8217;s not a guarantee by any means, but it&#8217;s what the numbers have shown over the course of a decade.</p>
<p>And while we definitely have ETFs tracking various asset classes (bonds, gold, etc.) pop into our list from time to time… we don&#8217;t ever see short/inverse/leveraged tickers.</p>
<p>Even in previous downturns, like what we saw in 2022, I don&#8217;t think I&#8217;ve seen them pop up.</p>
<p>I&#8217;ll be honest; I&#8217;m not exactly sure what it means…</p>
<p>But this week, we had buys on inverse funds for a number of major groups — large-cap stocks, mid-cap stocks, the Russell, the S&amp;P 500 (<a target="_blank" href="https://stocknews.com/stock/SPY/" rel="noopener">SPY</a>), real estate, China, European stocks, consumer discretionary, emerging markets — and that doesn&#8217;t feel… good.</p>
<p>My take on this is that it is a weird time in the market. People are nervous and potentially bearish, and we&#8217;re seeing that reflected in that algorithm&#8217;s results.</p>
<p>And I&#8217;m not usually one to point fingers… but I think a lot of that nervousness is stemming directly from the Federal Reserve&#8217;s latest actions.</p>
<p>Back in 2022, it felt like the Fed had a straightforward goal and a straightforward plan: We&#8217;re going to curb inflation by raising interest rates.</p>
<p>At the time, our biggest fear was that we&#8217;d land in a recession… and there were many other voices and indicators confirming that potentiality.</p>
<p>But we&#8217;re now a year into that journey, and we&#8217;ve all the Fed has managed to do is make a small dent in inflation and break a few banks.</p>
<p>The labor market is still unexpectedly tight. And the central bank&#8217;s plan, which once felt very predictable, seems all over the place.</p>
<p>What will rates look like in three months? We can&#8217;t know for certain, because Powell&#8217;s plan is &#8220;it depends on what the latest economic numbers look like.&#8221; It&#8217;s a very reactionary plan.</p>
<p>At this latest meeting, Fed members ultimately agreed to raise interest rates by 25 basis points, although Powell indicated in the press conference that they had been considering a 50-bps hike until the bank crisis came into focus.</p>
<p>Speaking of, Powell shed a little light on that as well, saying there were only a few problem banks but that the rest of the financial system was &#8220;sound and resilient.&#8221;</p>
<p>A lot of financial new outlets are focusing on the idea that we only have one more rate hike in our future, as a key line about &#8220;ongoing increases&#8221; has been removed from its official statement.</p>
<p>The median for their plot forecast also indicates only one more hike this year.</p>
<p>Even so, stocks are back up again today and the S&amp;P 500 (<a target="_blank" href="https://stocknews.com/stock/SPY/" rel="noopener">SPY</a>) is trading back above its 200-day moving average, which we normally see when things are bullish.</p>
<p>But I&#8217;m feeling skeptical.</p>
<p>Maybe it&#8217;s because I&#8217;ve been trying to help our 20-year-old nanny sort through dozens of Taylor Swift ticket &#8220;sellers&#8221; that are actually just scam artists trying to steal her hard-earned money. (Seriously, what is wrong with people?)</p>
<p>Maybe it&#8217;s because I just had to file an FTC fraud report on a company purporting to sell refurbished Herman Miller chairs.</p>
<p>Maybe it&#8217;s because my trading algorithm is doing some truly bizarre things.</p>
<p>Maybe it&#8217;s because I can&#8217;t picture how one more 25-bps hike is going to suddenly slay the inflation beast (still at more than 6%) or how Powell can downplay the banking system&#8217;s problems even after the recent collapse of Credit Suisse, a global systemically important bank (G-SIB).</p>
<p>I&#8217;m not usually a pessimistic person, but I have a feeling we&#8217;re in for another pullback… here&#8217;s hoping I&#8217;m wrong.</p>
<p><strong>Conclusion</strong></p>
<p>At this moment, we have about 50% of our portfolio in cash, and 50% invested. Right now, that&#8217;s the best position we can be in during this moment.</p>
<p>I&#8217;ve heard some analysts say we&#8217;re not going to see a big capitulation moment because all of those potential &#8220;sellers&#8221; have been on the sidelines for months. Based on everyone I know… that sounds pretty on the nose.</p>
<p>We&#8217;ll continue keeping an eye on the market, but I believe there&#8217;s going to be a continued stutter step over the next handful of weeks until we figure out what&#8217;s actually next.</p>
<p><strong><em>What To Do Next?</em></strong></p>
<p>If you&#8217;d like to see more top stocks under $10, then you should check out our free special report:</p>
<p><a target="_blank" href="https://report.stocknews.com/free-report/3stocks/?formplacement=artbotad_3s" rel="noopener"><strong>3 Stocks to DOUBLE This Year</strong></a></p>
<p><em>What gives these stocks the right stuff to become big winners, even in this brutal stock market?</em></p>
<p>First, because they are all low priced companies with the most upside potential in today&#8217;s volatile markets.</p>
<p>But even more important, is that they are all top Buy rated stocks according to our coveted POWR Ratings system and they excel in key areas of growth, sentiment and momentum.</p>
<p>Click below now to see these 3 exciting stocks which could double or more in the year ahead.</p>
<p><a target="_blank" href="https://report.stocknews.com/free-report/3stocks/?formplacement=artbotad_3s" rel="noopener"><strong>3 Stocks to DOUBLE This Year</strong></a></p>
<p><em>All the Best!</em><br /><img fetchpriority="high" decoding="async" src="https://stocknews.com/wp-content/uploads/2022/12/Meredith-signature.jpg" alt="" width="1728" height="661" role="presentation"/></p>
<p>Meredith Margrave<br />Chief Growth Strategist, StockNews<strong><br /></strong><a target="_blank" href="https://report.stocknews.com/special-offer/powr-stocks/?campaignid=7016S000001nW7tQAE" rel="noopener">Editor, POWR Stocks Under $10 Newsletter</a></p>
<hr />
<p>SPY shares closed at $395.75 on Friday, up $2.58 (+0.66%). Year-to-date, SPY has gained 3.88%, versus a % rise in the benchmark S&amp;P 500 index during the same period.</p>
<hr />
<p></p>
<h2>About the Author: Meredith Margrave</h2>
<p><img decoding="async" src="https://stocknews.com/wp-content/uploads/2022/12/mer.jpeg" role="presentation" width="400" height="400"/></p>
<p>Meredith Margrave has been a noted financial expert and market commentator for the past two decades.  She is currently the Editor of the <a target="_blank" href="https://report.stocknews.com/pgleadgen/" rel="noopener">POWR Growth</a> and <a target="_blank" href="https://report.stocknews.com/special-offer/powr-stocks/" rel="noopener">POWR Stocks Under $10</a> newsletters. Learn more about Meredith&#8217;s background, along with links to her most recent articles.</p>
<p><a target="_blank" href="https://stocknews.com/authors/?author=meredith-margrave" rel="noopener">More&#8230;</a></p>
<p>The post <strong><a target="_blank" href="https://stocknews.com/news/spy-inx-dia-iwm-qqq-why-this-key-buy-signal-is-making-me-nervous-about/" rel="noopener">Why This Key Buy Signal Is Making Me Nervous About Current Market Conditions…</a></strong> appeared first on <strong><a target="_blank" href="https://stocknews.com/" rel="noopener">StockNews.com</a></strong></p>
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		<title>How the Current Real Estate Market Can Affect Your Finances</title>
		<link>https://cbomo.com/how-the-current-real-estate-market-can-affect-your-finances/</link>
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		<pubDate>Sun, 12 Mar 2023 19:42:10 +0000</pubDate>
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					<description><![CDATA[[ad_1] The real estate market is in an interesting state right now. Home sales are slowing because of higher interest rates, but prices in some areas have yet to drop. Overall, the median existing home sales price in January 2023 was up 1.3% from the same time last year, but home prices in expensive areas have gone down, while prices in less expensive areas have gone up. Considering that home prices were reaching record highs in 2021,&#8230;]]></description>
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<p><span>The real estate market is in an interesting state right now. Home sales are slowing because of higher interest rates, but prices in some areas have yet to drop. Overall, the </span><a target="_blank" href="https://www.nar.realtor/newsroom/existing-home-sales-descended-0-7-in-january" rel="noopener"><span>median existing home sales price in January 2023 was up 1.3%</span></a><span> from the same time last year, but home prices in expensive areas have gone down, while prices in less expensive areas have gone up.</span></p>
<p><img decoding="async" loading="lazy" src="https://cdn.due.com/blog/wp-content/uploads/2023/02/2023-Housing-Prices.png" alt="2023 Housing Prices" width="1484" height="754" srcset="https://cdn.due.com/blog/wp-content/uploads/2023/02/2023-Housing-Prices.png 1484w, https://cdn.due.com/blog/wp-content/uploads/2023/02/2023-Housing-Prices-590x300.png 590w, https://cdn.due.com/blog/wp-content/uploads/2023/02/2023-Housing-Prices-1024x520.png 1024w, https://cdn.due.com/blog/wp-content/uploads/2023/02/2023-Housing-Prices-768x390.png 768w, https://cdn.due.com/blog/wp-content/uploads/2023/02/2023-Housing-Prices-350x178.png 350w" sizes="auto, (max-width: 1484px) 100vw, 1484px"/></p>
<p><span>Considering that home prices were reaching record highs in 2021, one would expect them to have normalized with the slowing market, but that has yet to happen. However, if interest rates continue to rise, prices should continue to drop.</span></p>
<p><span>But what does that mean to you and your finances? This article will explore how the current real estate market can impact you financially.</span></p>
<h2><span>Real Estate Situations that Can Affect Your Finances</span></h2>
<p><span>There are several situations that you may find yourself in where the real estate market may affect your finances.</span></p>
<h3><strong>1. Buying a Home</strong></h3>
<p><span>If you’re in the market to buy a home, you’re going to pay a higher interest rate than you would have in 2021. However, the inventory of homes is high and the number of buyers is down. That means that you may have more negotiating power with sellers. Prices may be higher, but chances are, most sellers are very motivated which could put you in the driver’s seat. </span></p>
<p><span>But you’ll end up paying a higher rate, but with a lower price point for the home, so it may even out for you financially. You can also refinance later if interest rates go down and get ahead of the game. </span></p>
<p><span>Be sure to do your research into what is happening in your area in terms of prices and the number of sales that are occurring. Every local market is different. Make sure that your real estate agent talks to you about current comparable sales, and use your negotiating power. </span></p>
<h3><strong>2. Selling a Home</strong></h3>
<p><span>If you’re planning to sell your home in the near future, you may be under a bit of pressure. Buyers are fewer in many areas due to the higher interest rates, so the people that are buying have the negotiating power. If you can, you may be better off waiting to sell until rates go back down. However, what will happen with interest rates and when is a great unknown.</span></p>
<p><span>If you need to sell and you want to get a specific profit on what you paid for the home or on what you owe on your mortgage, you can </span><a target="_blank" href="https://stepbystepbusiness.com/markup-calculator/" rel="noopener"><span>calculate here</span></a><span> what price you need to stick to. </span></p>
<p><span>Often the best strategy in this kind of market is to price your home higher than what you actually need. That way the buyer can negotiate and feel like they’re getting a deal. It cannot be stressed enough, however, that the best strategy depends on your local market. </span></p>
<p><span>Do your homework and talk to your real estate agent about what is happening in your market and what comparable homes are selling for. And if you need to make a certain profit on your home, you can stick to your guns and wait for that buyer that “must have” your home.</span></p>
<p><span>Work with your agent to make your home as appealing to buyers as possible by making repairs or upgrades and staging the home well. In a tough market, you need to make your home stand out from the competition.</span></p>
<p><span>Also, work with your tax advisor when considering the price that you need to get. Selling at lower price means less in capital gains tax, so that will have an impact on your finances overall. </span></p>
<p>Special note: there was $400mm in sales in January 2023.</p>
<p><img decoding="async" loading="lazy" src="https://cdn.due.com/blog/wp-content/uploads/2023/02/Real-Estate-January-2023-1024x873.png" alt="Real Estate January 2023" width="1024" height="873" srcset="https://cdn.due.com/blog/wp-content/uploads/2023/02/Real-Estate-January-2023-1024x873.png 1024w, https://cdn.due.com/blog/wp-content/uploads/2023/02/Real-Estate-January-2023-352x300.png 352w, https://cdn.due.com/blog/wp-content/uploads/2023/02/Real-Estate-January-2023-768x655.png 768w, https://cdn.due.com/blog/wp-content/uploads/2023/02/Real-Estate-January-2023-1536x1310.png 1536w, https://cdn.due.com/blog/wp-content/uploads/2023/02/Real-Estate-January-2023-350x298.png 350w, https://cdn.due.com/blog/wp-content/uploads/2023/02/Real-Estate-January-2023.png 1628w" sizes="auto, (max-width: 800px) 100vw, 800px"/></p>
<h3><strong>3. Investing in Real Estate </strong></h3>
<p><span>Investing in real estate right now is an interesting proposition. Warren Buffet said </span><a target="_blank" href="https://www.cnbc.com/2017/06/30/buffetts-big-bank-score-proves-be-greedy-when-others-are-fearful.html" rel="noopener"><span>“be greedy when others are fearful”</span></a><span>. Real estate investors right now are fearful of economic and market instability; however, having that kind of outlook depends on your goals and your risk tolerance. </span></p>
<p><span>If you’re looking to flip houses as an investment, it’s likely that you can find deals, particularly on distressed properties. But with the number of home buyers decreasing, you may find yourself having trouble finding a buyer and thus incur carrying costs. You can still make a profit, though, if you can put minimal money into the property and price it competitively based on local real estate conditions.</span></p>
<p><span>Your best bet if you want to flip homes now, is to carefully analyze each potential deal, including what is happening in the specific area the property is in, and cherry pick only the deals that make the most sense and have the least risk. With so many “fearful” investors, you’ll have less competition, so you can afford to be choosy. </span></p>
<p><span>If you’re considering buying rental properties, it’s still a matter of looking at each deal. The higher interest rates mean that fewer buyers are buying and are renting instead, which can drive rents up. That’s great if you can find a great deal and pay cash for the property. If you need to finance the property, however, you’ll be paying a higher interest rate which will reduce your cash flow. </span></p>
<p><span>The bottom line is, if you’re considering investing, you have to really understand your local market. Do considerable research before making a decision. </span></p>
<h3><strong>5. Refinancing Your Mortgage</strong></h3>
<p><span>Clearly, if your current interest rate is lower than current mortgage rates, refinancing your mortgage may not be a good idea, and vice versa. You also have to consider your closing costs when deciding if refinancing is financially beneficial. </span></p>
<p><span>If you are refinancing to a lower rate and getting cash out from your equity, you may find that when the bank assesses your home’s market value, it may be lower than you think. Again, it depends on what’s happening to <a target="_blank" href="https://due.com/blog/invest-in-real-estate-2023/" rel="noopener">prices in your local market</a>.</span></p>
<p><span>If you want to refinance to a shorter loan term, you may still be able to benefit. Rates on <a target="_blank" href="https://due.com/blog/mortgage-hacks-every-homeowner-should-know/" rel="noopener">10 or 15 year mortgages</a> are generally lower than 30 year mortgages, but your payment may still be higher because of the shorter term. </span></p>
<p><span>Another thing to consider is that lenders tend to be more conservative in a slow real estate market, so it may be more difficult to qualify for the refinance. Credit score and income requirements will be tighter, so be prepared to go through a more rigorous application process.</span></p>
<p><span>Your best bet is to shop around for the best rates and terms, analyze your options, and decide which option, if any, is right for you.</span></p>
<p><em>Here is a nifty <a target="_blank" href="https://due.com/mortgage-refi-calculator/" rel="noopener">refinance mortgage calculator</a> to help you.</em></p>
<h3><strong>6. Home Equity Loans</strong></h3>
<p><span>If you’re considering getting a home equity loan, whether the real estate market will impact you depends on your goals.</span></p>
<p><span>If you want a home equity loan to consolidate other debt, current mortgage rates are still likely lower than the rates on other debt such as credit cards. However, similar to a cash-out refinance, your equity may not be as high as you expect based on market values.</span></p>
<p><span>If you want a home equity loan to remodel your home, if you’re doing it just because you want your house to be nice and you can afford the payments, go for it. You might want to consider a home equity line of credit with a variable rate so that the rate goes down when rates go down in general. However, rates may also go up.</span></p>
<p><span>If you want a home equity loan for remodeling, but with the goal of selling your home for a higher price in the near future, you’ll need to give it careful consideration. If rates continue to rise and home prices fall, you may not get your money back from the remodeling you do and the interest you pay on the loan. Be sure not to overdo your improvements.</span></p>
<h3><strong>7. Renting</strong></h3>
<p><span>Fewer people buying homes means more people renting, which is creating a rental shortage due to high demand. As a result, in 2023 many predict that </span><a target="_blank" href="https://www.cnbc.com/2022/09/28/how-much-higher-rent-will-go-in-2023-according-to-experts.html" rel="noopener"><span>rental price growth is likely to remain high</span></a><span>, which is bad news for renters. </span></p>
<p><span>Other economic factors are also decreasing the amount of income that renters can spend on rent. What this means is that rentals in higher-priced areas will be less in demand, which should start to force prices on those rentals down a bit. </span></p>
<p><span>In the longer term, rental prices are likely to start to come back down, so if you’re finding it <a target="_blank" href="https://due.com/blog/how-gen-z-should-prepare-their-finances-for-2023-and-beyond/" rel="noopener">difficult to afford current rents</a>, you may only be struggling temporarily. </span></p>
<p><span>As with all the other effects of the real estate market, how the current conditions will affect renters is location dependent. If you’re in the market for a new rental, do your homework and shop around, and don’t be afraid to negotiate with landlords to try to get a better rate. </span></p>
<h2><span>In Closing</span></h2>
<p><span>The <a target="_blank" href="https://due.com/blog/invest-in-real-estate-for-retirement/" rel="noopener">real estate market is interesting right now</a>, and it’s difficult even for experts to predict exactly what will happen in 2023 and beyond. Many factors will have an impact on the market’s direction, so you should stay informed about what’s happening in the market, particularly in your area. </span></p>
<p><span>If you’re in any of the situations discussed, be sure to do your market research and look to professionals, whether it be a real estate agent or a financial advisor, for advice. By doing so, you can find ways to successfully navigate this unpredictable market and protect your finances.</span></p>
<p>The post <a target="_blank" rel="nofollow noopener" href="https://due.com/blog/how-the-current-real-estate-market-can-affect-your-finances/">How the Current Real Estate Market Can Affect Your Finances</a> appeared first on <a target="_blank" rel="nofollow noopener" href="https://due.com">Due</a>.</p>
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